3410 Wathen Ave, Merced, CA 95348 Property Records

Merced County property record for 3410 Wathen Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1976
Lot Size	0.176 acres (7,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2018)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`236-120-023-000`

Property Details

APN / Parcel Number

Primary APN	`236-120-023-000`
Alternative APN	`236-120-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Construction Type	Wood
Roof Material	Other
Lot Area	7,684 sqft (0.176 acres)
Garage Type	Attached
Garage Area	507 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	236-120-023
Street Address	3410 WATHEN AVE
City	MERCED
State	CA
Zip	95348-2830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	PARCEL C PM 29-22 SEC 18/7/14
Legal Range	14E
Legal Township	7S
Legal Section	18
Legal Subdivision	HEADLINER HMS 03
Legal Lot Number	79,80
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3006
Census Tract	1006

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3410 WATHEN AVE, MERCED, CA 95348-2830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jun 29, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Mar 13, 2018	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	20187378
Prior Transfer Date	Nov 10, 2004
Prior Transfer Doc	0000075710
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3410 WATHEN AVE, MERCED, CA 95348-2830
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 WATHEN AVE, MERCED, CA 95348-2830

Mortgage

Document Number	0000034690
Date	Dec 5, 2025
Instrument	2025034690

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3410 WATHEN AVE, MERCED, CA 95348-2830
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 WATHEN AVE, MERCED, CA 95348-2830

Mortgage

Document Number	0000003789
Date	Jan 24, 2022
Instrument	2022003789

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3410 WATHEN AVE, MERCED, CA 95348-2830
Transaction Type	Mortgage
Record Updated	Jul 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 WATHEN AVE, MERCED, CA 95348-2830

Mortgage

Document Number	0000028876
Date	Jun 29, 2021
Instrument	2021028876

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 13, 2018
Property Address	3410 WATHEN AVE, MERCED, CA 95348-2830
Document Number	0000007378
Map Reference	VOL 22 PG 20-23
Instrument Date	Jan 26, 2018
Instrument	2018007378
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3410 WATHEN AVE, MERCED, CA 95348-2830

Mortgage

Document Number	0000007379
Date	Mar 13, 2018
Instrument	2018007379

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,761 (+2%) Land $63,829 Building $266,932
2025	$3,605.00 (+5.75%)	$324,277 (+4.04%) Land $62,578 Building $261,699
2024	$3,409.00 (+1.4%)
2023	$3,362.00 (+1.36%)	$311,687 Land $60,149 Building $251,538
2022	$3,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile.

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