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3410 Victory Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3410 Victory Ln, Soquel, CA 95073

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,563 sqft · built 2007
Lot Size0.699 acres (30,448 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Dec 2006)
Tax Bill$15,357 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN037-611-04

Property Details

APN / Parcel Number

Primary APN037-611-04
Alternative APNs
  • 037-611-04-000
  • 03706137000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,563 sqft Living Area
Gross Area3,147 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood
Roof MaterialTile
Lot Area30,448 sqft (0.699 acres)
Garage TypeAttached
Garage Area584 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3410 VICTORY LN
CitySOQUEL
StateCA
Zip95073-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3410 VICTORY LN, SOQUEL, CA 95073-2939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
May 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2006 · Amount on Record
Deed SaleDec 11, 2006 · Amount on Record
Prior SaleDec 13, 1999 · Amount on Record
Deed Document Number200671119
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3410 VICTORY LN, SOQUEL, CA 95073-2939
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3410 VICTORY LN, SOQUEL, CA 95073-2939

Mortgage

Document Number0000025726
DateSep 13, 2022
Instrument2022-0025726
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3410 VICTORY LN, SOQUEL, CA 95073-2939
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014979
DateMay 5, 2017
Instrument2017-0014979
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,211,038 (+2%) Land $593,930 Building $617,108
2025$15,357.00 (+8.52%) Homeowner's exemption$1,187,292 (+4.04%) Land $582,284 Building $605,008
2023$14,151.00 (+0.75%) Homeowner's exemption$1,141,189 Land $559,674 Building $581,515$1,173,420
2022$14,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications.

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