3410 Sagebrush St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3410 Sagebrush St, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,637 sqft · built 2017
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$215,264 (Aug 2017)
Tax Bill$5,701 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292632329600010510

Property Details

APN / Parcel Number

Primary APN292632329600010510

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,637 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area1,637 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area193 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3410 SAGEBRUSH ST
CityHARMONY
StateFL
Zip34773-6096
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARMONY NEIGHBORHOOD I PB 24 PGS 110-119 LOT 51
Legal Range32E
Legal Township26S
Legal Section29
Legal SubdivisionLAKES AT HARMONY - CALATLANTIC HOMES
Legal Tract3296
Legal Lot Number51
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 292632329600010510

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3410 SAGEBRUSH ST, HARMONY, FL 34773-6096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 14, 2017Special Warranty Deed, Transfer · Conventional Mortgage
CALATLANTIC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2017 · Amount on Record
Deed SaleAug 14, 2017 · Amount on Record
Deed Document Number2017117220
Deed Book / Page5194 / 0029
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3410 SAGEBRUSH ST, HARMONY, FL 34773-6096
Transaction TypeMortgage
Record UpdatedMay 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3410 SAGEBRUSH ST, SAINT CLOUD, FL 34773-6096

Mortgage

Document Number0059170331
DateMar 22, 2021
Book Page5917/331
Instrument2021041890
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 14, 2017
Property Address3410 SAGEBRUSH ST, HARMONY, FL 34773-6096
Document Number0051940029
Book / Page5194 / 0029
Map ReferenceMB24 PG110-119
Instrument DateAug 11, 2017
Instrument2017117220
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,507.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

NameVerified Name
Address3410 SAGEBRUSH ST, HARMONY, FL 34773-6096

Mortgage

Document Number0051940031
DateAug 14, 2017
Instrument5194/0031
Lender
NameCALATLANTIC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,701.00 (+5.69%) Homeowner's exemption$153,407 (+5.99%)$272,800 (-6.54%) Land $60,000 Building $212,800
2023$5,394.00 (+6.71%) Homeowner's exemption$144,742 (+3%)$291,900 (+19.14%) Land $65,000 Building $226,900
2022$5,055.00 Homeowner's exemption$140,527$245,000 Land $60,000 Building $185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskVery High
above 90% of the US · above 85% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 27 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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