Santa Cruz County property record for 3410 S Polo Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,588 sqft · built 1974 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $230,000 (Dec 1997) |
| Tax Bill | $4,941 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-651-11 |
| Primary APN | 041-651-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,588 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Terrain | Steep |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Street Address | 3410 S POLO DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | POLO FIELD SUB #1 |
| Legal Lot Number | 213 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 122204 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 3410 S POLO DR, APTOS, CA 95003-4121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 1997 · Amount on Record |
| Deed Sale | Dec 9, 1997 · Amount on Record |
| Deed Document Number | 199758398 |
| Last Transfer Date | Jun 24, 2016 |
| Transfer Doc | 0000022770 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,024 (+2%) Land $224,762 Building $187,262 | ||
| 2025 | $4,941.00 (+10.71%) Homeowner's exemption | $403,945 (+4.04%) Land $220,355 Building $183,590 | |
| 2023 | $4,463.00 (+1.99%) Homeowner's exemption | $388,260 Land $211,799 Building $176,461 | $735,660 |
| 2022 | $4,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications.
5G (outdoors only) and 4G LTE
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