3410 River Bluff Rd, Prospect, KY 40059 Property Records

Oldham County property record for 3410 River Bluff Rd, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Lot Size	30,492 sqft (0.7 acres)
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$300,000 (2013)
Tax Bill	$4,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-02A-02-56`
Alternative APNs	`49422` `69699`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Stories

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Material	Composition Shingle Roof
Lot Area	30,492 sqft (0.7 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	69699
Street Address	3410 RIVER BLUFF RD
City	PROSPECT
State	KY
Zip	40059-9011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & .70AC
Legal Block	SEC 2
Legal Lot Number	56
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	2
Census Block	2001
Census Tract	30801

Owner

Source: Oldham County records · APN 02-02A-02-56

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3410 RIVER BLUFF RD, PROSPECT, KY 40059-9011
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Deed Doc Number	471241
Deed Book / Page	D1062 / 248
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3410 RIVER BLUFF RD, PROSPECT, KY 40059-9011
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2509/113
Date	Apr 16, 2021
Book Page	M2509/113
Instrument	631917

Lender

Name	REPUBLIC BANK & TRUST
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Municipality	River Bluff City
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,110.00 (-0.39%)	$330,000 (-) Land $50,000 Building $280,000	$330,000 (-) Land $50,000 Building $280,000
2023	$4,126.00	$330,000 Land $50,000 Building $280,000	$330,000 Land $50,000 Building $280,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.