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3410 La Terraza Way, Laredo, TX 78046 Property Records

Webb County property record for 3410 La Terraza Way, Laredo, TX 78046

Property Summary

Property TypeSingle Family Home
Details1,160 sqft · built 2023
Lot Size0.092 acres (4,025 sqft)
Owner2 Individual Names on File
Last Sale$198,340 (Apr 2024)
Tax Bill$913 (2025)
Deeds & MortgagesApr 2024 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN950-31002-330

Property Details

APN / Parcel Number

Primary APN950-31002-330
Alternative APN
  • 619776

Interior

Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area4,025 sqft (0.092 acres)
PorchOpen Porch

Location & Zoning

Street Address3410 LA TERRAZA WAY
CityLAREDO
StateTX
Zip78046-8170
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOMAS DEL SUR BLK 2 LOT 33A UNIT XII REPLAT
Legal SubdivisionLOMAS DEL SUR
Legal Block2
Legal Lot Number33A
JurisdictionWEBB TX
Township / Civil DivisionLAREDO SOUTH-EL CENIZO
Census Block Group1
Census Block1000
Census Tract1806

Owner

3410 La Terraza Way is owned and occupied by two individuals who bought it in April 2024.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address3410 LA TERRAZA WAY, LAREDO, TX 78046-8170
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Apr 11, 2024Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2024 · Amount on File
Deed SaleApr 11, 2024 · Amount on File
Prior SaleAug 8, 2023 · Amount on File
Deed Document Number20241526745
Deed Book / Page5633 / 462
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address3410 LA TERRAZA WAY, LAREDO, TX 78046-8170
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005633/482
DateApr 11, 2024
Book Page5633/482
Instrument1526747
Lender
NameTEXAS DEPARTMENT OF HOUSING AND COMMUNIT
TypeNon-Lending Institution
AddressPO BOX 13941, AUSTIN, TX 78711
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionWEBB TX
Recording DateApr 11, 2024
Property Address3410 LA TERRAZA WAY, LAREDO, TX 78046-8170
Document Number005633/462
Book / Page5633 / 462
Map ReferenceVOL 41 PG 61
Instrument DateApr 10, 2024
Instrument1526745
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3410 LA TERRAZA WAY, LAREDO, TX 78046-8170

Mortgage

Document Number0001526746
DateApr 11, 2024
Instrument1526746
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3410 La Terraza Way was $913, down 11.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,405 (-0.57%) Land $44,758 Building $134,647$179,405 (-0.57%) Land $44,758 Building $134,647
2025$913.00 (-11.79%)$180,440 Land $44,758 Building $135,682$180,440 Land $44,758 Building $135,682
2024$1,035.00
2023$10 Land $10$10 Land $10

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3410 La Terraza Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3410 La Terraza Way is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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