Mecklenburg County property record for 3410 Joseph Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1971 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2025) |
| Tax Bill | $1,957 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2025 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-203-09 |
| Primary APN | 135-203-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3410 JOSEPH DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L107 M7-849 |
| Legal Subdivision | ELLBURTA DOWNS DEV |
| Legal Block | 3 |
| Legal Lot Number | 107 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5720 |
3410 Joseph Dr is owned and occupied by two individuals who bought it in October 2025.
Source: Mecklenburg County records, as of October 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 17, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage 212 LOANS LLC |
| Apr 10, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Jul 17, 2025 · Amount on File |
| Deed Document Number | 2025103529 |
| Deed Book / Page | 39920 / 828 |
| Prior Transfer Date | Apr 8, 2024 |
| Prior Transfer Doc | 0000031998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
| Document Number | 0000103529 |
| Book / Page | 39920 / 828 |
| Map Reference | MB 7 PG 849 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025103529 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5017 CRAIGWOOD DR, CHARLOTTE, NC 28212-2219 |
| Name | Verified Name |
|---|---|
| Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
| Document Number | 0000103530 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025103530 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 17, 2025 |
| Property Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
| Document Number | 0000071174 |
| Book / Page | 39726 / 888 |
| Map Reference | MB 7 PG 849 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025071174 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | KEY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 EAST BLVD, CHARLOTTE, NC 28203-5708 |
| Name | Verified Name |
|---|---|
| Address | 5017 CRAIGWOOD DR, CHARLOTTE, NC 28212-2219 |
| Document Number | 0000071175 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025071175 |
| Name | 212 LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Apr 16, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 10, 2024 |
| Property Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
| Document Number | 0000031998 |
| Book / Page | 38745 / 163 |
| Map Reference | MB 7 PG 849 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024031998 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1817 GEORGIANNA DR, SUMTER, SC 29150-5522 |
| Name | Verified Name |
|---|---|
| Address | 3410 JOSEPH DR, MATTHEWS, NC 28105-2102 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269,400 Land $75,000 Building $194,400 | $269,400 Land $75,000 Building $194,400 | |
| 2024 | $1,957.00 (-16.65%) | ||
| 2023 | $2,348.00 | $269,400 Land $75,000 Building $194,400 | $269,400 Land $75,000 Building $194,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3410 Joseph Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3410 Joseph Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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