Kenton County property record for 3410 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1963 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,900 (Feb 2026) |
| Tax Bill | $2,140 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-06-040.00 |
| Primary APN | 002-20-06-040.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 150 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3410 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 5 LOT 216 |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 5 |
| Legal Lot Number | 216 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 67200 |
Source: Kenton County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 16, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Nov 5, 2020 | Warranty Deed, Construction Loan · Construction Mortgage BRONSON ARROYO |
| Apr 3, 2020 | Warranty Deed, Transfer OTHER |
| Mar 7, 2017 | Quit Claim Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2026 · Amount on Record |
| Deed Sale | Feb 17, 2026 · Amount on Record |
| Prior Sale | Nov 16, 2022 · Amount on Record |
| Deed Document Number | 202602173200 |
| Deed Book / Page | 390 / 659 |
| Prior Transfer Date | Mar 3, 2017 |
| Prior Transfer Doc | 0000000209 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | HIGH STREET TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005900050 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 218/96 |
| Instrument | 21052105900050 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 17, 2026 |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000003200 |
| Book / Page | 390 / 659 |
| Map Reference | PL 786 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 26059000003200 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3316 CORNERSTONE DR, HEBRON, KY 41048-8803 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003201 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 26059000003201 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2022 |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900160 |
| Book / Page | 200 / 579 |
| Map Reference | PL 786 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 22111605900160 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 864 WESLEY DR, 864, VILLA HILLS, KY 41017-1053 |
| Name | Verified Name |
|---|---|
| Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0005900161 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 22111605900161 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Number | 0005900162 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 421/675 |
| Instrument | 22111605900162 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 5, 2020 |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000500 |
| Book / Page | 000053 / 000693 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 500 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 9, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3410 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
| Document Number | 501 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 00M121/000544 |
| Instrument | 501 |
| Name | BRONSON ARROYO |
|---|---|
| Address | 7600 E DOULBIETREE RD, SCOTTSDALE, AZ 85258 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 4, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 3, 2020 |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000065 |
| Book / Page | 000015 / 000444 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 65 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3410 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 7, 2017 |
| Property Address | 3410 CHERRY TREE LN, ERLANGER, KY 41018-1207 |
| Document Number | 0000000209 |
| Book / Page | 0C6110 / 000304 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3410 CHERRY TREE LN ERLANGER KY 410181207, ERLANGER, KY 41018-1207 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,140.00 (-7.04%) | $216,000 (-) Land $25,000 Building $191,000 | $216,000 (-) Land $25,000 Building $191,000 |
| 2023 | $2,302.00 | $216,000 Land $25,000 Building $191,000 | $216,000 Land $25,000 Building $191,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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