McDowell County property record for 341 Watercrest Dr, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1986 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Sep 2017) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0698-00-16-1165 |
| Primary APN | 0698-00-16-1165 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Heated Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Softwood |
| Interior Walls | Plywood |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Lot Width | 579 ft Width |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 65445 |
|---|---|
| Street Address | 341 WATERCREST DR |
| City | MARION |
| State | NC |
| Zip | 28752-8693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:07 CITY/MUNI/TWP:MONTFORD COVE MAP REF:MAP:6980 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MONTFORD COVE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 970902 |
341 Watercrest Dr, a rural home, is owned and occupied by an individual who bought it in September 2017.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 341 WATERCREST DR, MARION, NC 28752-8693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Sep 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on File |
| Deed Sale | Sep 1, 2017 · Amount on File |
| Prior Sale | Feb 1, 2013 · Amount on File |
| Deed Document Number | 0001223351 |
| Deed Book / Page | 1223 / 351 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 341 WATERCREST DR, MARION, NC 28752-8693 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013390897 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 1339/897 |
| Instrument | 2021000703 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 1, 2017 |
| Property Address | 341 WATERCREST DR, MARION, NC 28752-8693 |
| Document Number | 0012230351 |
| Book / Page | 1223 / 0351 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 2017004311 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 WATERCREST DR, MARION, NC 28752-8693 |
| Document Number | , 2017004312 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017004312 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 341 Watercrest Dr was $1,113.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 | $157,300 Land $60,220 Building $97,080 | |
| 2023 | $1,113.00 | $157,300 Land $60,220 Building $97,080 | $157,300 Land $60,220 Building $97,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 341 Watercrest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 341 Watercrest Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
No cell data coverage reported
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