341 W Monroe St, Hecker, IL 62248 Property Records

Monroe County property record for 341 W Monroe St, Hecker, IL 62248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1959
Lot Size	0.28 acres (12,169 sqft)
Owner	Individual Name on File
Last Sale	$138,500 (Apr 2024)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-103-025-000`

Property Details

APN / Parcel Number

Primary APN	`12-04-103-025-000`
Alternative APN	`12040510300100 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	12,169 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 83 ft wide
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	341 W MONROE ST
City	HECKER
State	IL
Zip	62248-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR1
Legal Description	2 BA VILLAGE OF HECKER
Legal Range	08W
Legal Township	03S
Legal Section	04
Jurisdiction	MONROE IL
Township / Civil Division	1
Census Block Group	1
Census Block	1018
Census Tract	600502

Owner

341 W Monroe St is owned and occupied by an individual who bought it in April 2024.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	341 W MONROE ST, HECKER, IL 62248-1118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 13, 2021	Intrafamily Transfer, Transfer
Apr 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	2024432822
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0000421459
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	341 W MONROE ST, HECKER, IL 62248-1118
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439414
Date	Sep 26, 2025
Instrument	439414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 19, 2024
Property Address	341 W MONROE ST, HECKER, IL 62248-1118
Document Number	0000432822
Instrument Date	Apr 18, 2024
Instrument	432822
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 W MONROE ST, HECKER, IL 62248-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 W MONROE ST, HECKER, IL 62248-1118

Mortgage

Document Number	0000432823
Date	Apr 19, 2024
Instrument	432823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 7, 2023
Property Address	341 W MONROE ST, HECKER, IL 62248-1118
Document Number	0000428150
Instrument Date	Jan 21, 2023
Instrument	428150
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11355 EIFF RD, MARISSA, IL 62257-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11355 EIFF RD, MARISSA, IL 62257-1409

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Dec 13, 2021
Property Address	341 W MONROE ST, HECKER, IL 62248-1118
Document Number	0000421459
Instrument Date	Dec 7, 2021
Instrument	421459
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11355 EIFF RD, MARISSA, IL 62257-1409

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Apr 3, 2017
Property Address	341 W MONROE ST, HECKER, IL 62248-1118
Document Number	0000389074
Instrument Date	Apr 1, 2017
Instrument	389074
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$54.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 W MONROE HECKER IL 62248, HECKER, IL 62248

Tax Assessment & Valuation

The 2025 property tax bill for 341 W Monroe St was $3,078, up 0.8% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Hecker Village
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (+0.79%)	$50,440 Land $7,200 Building $43,240	$151,320 Land $21,600 Building $129,720
2024	$3,054.00
2022	$2,510.00	$39,320 Land $7,200 Building $32,120	$117,960 Land $21,600 Building $96,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 341 W Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 341 W Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HECKER serves 429 people · EPA ID IL1330150
Water Source	Purchased surface water from FSH WATER COMMISSION
Last State Inspection	Aug 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	2.8 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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