341 W 20th St, Tracy, CA 95376 Property Records

San Joaquin County property record for 341 W 20th St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1946
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Oct 2020)
Tax Bill	$4,724 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`233-044-190-000`

Property Details

APN / Parcel Number

Primary APN	`233-044-190-000`
Alternative APN	`233-044-19`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	233-044-19
Street Address	341 W 20TH ST
City	TRACY
State	CA
Zip	95376-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET PARK LOT 26
Legal Subdivision	SUNSET PARK
Legal Block	2
Legal Lot Number	26
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2008
Census Tract	5303

Owner

341 W 20th St is owned and occupied by two individuals who bought it in October 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	341 W 20TH ST, TRACY, CA 95376-2515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Mar 25, 2008 · Amount on File
Deed Document Number	2020136657
Prior Transfer Date	Nov 28, 2007
Prior Transfer Doc	0000205304
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2020
Property Address	341 W 20TH ST, TRACY, CA 95376-2515
Document Number	0000136657
Map Reference	VOL 11 PG 114
Instrument Date	Oct 9, 2020
Instrument	2020-136657
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 W 20TH ST, TRACY, CA 95376-2515

Mortgage

Document Number	0000136658
Date	Oct 13, 2020
Instrument	2020-136658

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000136660
Date	Oct 13, 2020
Instrument	2020-136660

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 1, 2019
Property Address	341 W 20TH ST, TRACY, CA 95376-2515
Document Number	0000021157
Instrument Date	Feb 26, 2019
Instrument	21157
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8837 VELMA LN TRACY CA 953049144, TRACY, CA 95304-9144

Tax Assessment & Valuation

The 2026 property tax bill for 341 W 20th St was $4,724 with a homeowner's exemption.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,724.00
2025	$4,724.00 Homeowner's exemption	$416,734 Land $129,890 Building $286,844
2023	$4,282.00 (+2.12%) Homeowner's exemption	$400,554 Land $124,848 Building $275,706	$410,490
2022	$4,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 W 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 341 W 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband.

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