Rutherford County property record for 341 Terrace Dr, Chimney Rock, NC 28720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 828 sqft · built 1951 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,500 (Apr 2021) |
| Tax Bill | $829 (2022) |
| Deeds & Mortgages | Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0217154 |
| Primary APN | 0217154 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 828 sqft Heated Area |
| Gross Area | 1,366 sqft |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 526 sqft |
| Patio Area | 60 sqft |
| Heating System | Electric |
|---|
| Account Number | 520 |
|---|---|
| Old Parcel Number | 0217154 |
| Street Address | 341 TERRACE DR |
| City | CHIMNEY ROCK |
| State | NC |
| Zip | 28720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHIMNEY ROCK TERR LO55 - 57 BLC PL1-56 |
| Legal Subdivision | CHIMNEY ROCK TERS |
| Legal Block | 1 |
| Legal Lot Number | 55,57 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 960301 |
341 Terrace Dr is owned and occupied by an individual who bought it in April 2021.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 341 TERRACE DR, LAKE LURE, NC 28746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on File |
| Deed Sale | Apr 15, 2021 · Amount on File |
| Prior Sale | Oct 20, 2015 · Amount on File |
| Deed Document Number | 0002045739 |
| Deed Book / Page | 2045 / 739 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Apr 15, 2021 |
| Property Address | 341 TERRACE DR, CHIMNEY ROCK, NC 28720 |
| Document Number | 0020450739 |
| Book / Page | 2045 / 739 |
| Map Reference | MB 1 PG 56 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 PRESBYTERIAN RD, MOORESVILLE, NC 28115-7771 |
| Name | Verified Name |
|---|---|
| Address | 341 TERRACE DR, LAKE LURE, NC 28746 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Chimney Rock Village |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $208,400 Land $75,000 Building $133,400 | $208,400 Land $75,000 Building $133,400 | |
| 2022 | $829.00 | ||
| 2021 | $829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 341 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (2021–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 341 Terrace Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE LURE serves 1,176 people · EPA ID NC0181020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Pangaea Internet Fiber | 500 / 500 |
| Skyrunner Fixed Wireless | 500 / 250 |
4G LTE only, no 5G reported
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