Berrien County property record for 341 Summit Dr, Watervliet, MI 49098
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1988 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2023) |
| Tax Bill | $5,006 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-7310-0016-00-6 |
| Primary APN | 78-7310-0016-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modular |
| Lot Area | 15,594 sqft (0.358 acres) |
| Lot Dimensions | 156 ft deep x 100 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 341 SUMMIT DR |
|---|---|
| City | WATERVLIET |
| State | MI |
| Zip | 49098-9366 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 16 SILVER TERRACE ADD NO 1 |
| Legal Subdivision | SILVER TERRACE |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10300 |
341 Summit Dr, a residential property, is owned and occupied by an individual who bought it in February 2023.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 341 SUMMIT DR, WATERVLIET, MI 49098-9366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 3, 2023 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on File |
| Deed Sale | Feb 3, 2023 · Amount on File |
| Prior Sale | Nov 10, 2005 · Amount on File |
| Deed Document Number | 2023372228 |
| Deed Book / Page | 3397 / 3394 |
| Prior Transfer Date | Feb 1, 2006 |
| Prior Transfer Doc | 02730/1036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 341 SUMMIT DR, WATERVLIET, MI 49098-9366 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 341 SUMMIT DR, WATERVLIET, MI 49098-9366 |
| Document Number | 03471/2443 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 3471/2443 |
| Instrument | 2026453129 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 3, 2023 |
| Property Address | 341 SUMMIT DR, WATERVLIET, MI 49098-9366 |
| Document Number | 03397/3394 |
| Book / Page | 3397 / 3394 |
| Map Reference | LB 17 PG 20 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023372228 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 SUMMIT DR, WATERVLIET, MI 49098-9366 |
| Investor | Possibly a Property Investor |
| Document Number | 0033973397 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 3397-3397 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 341 Summit Dr was $5,006 with a homeowner's exemption, up 2.2% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Watervliet City |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,400 (-0.28%) | $214,800 (-0.28%) | |
| 2025 | $5,006.00 (+2.23%) Homeowner's exemption | $107,700 | $215,400 |
| 2024 | $4,897.00 | ||
| 2023 | $93,000 | $186,000 | |
| 2022 | $2,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 341 Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 341 Summit Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVLIET serves 2,735 people · EPA ID MI0006930 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures