341 Spruce Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 341 Spruce Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,283 sqft · built 1991
Lot Size	0.333 acres (14,500 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2021)
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03 43 4 23`

Property Details

APN / Parcel Number

Primary APN	`03 43 4 23`
Alternative APN	`173833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,283 sqft Heated Area
Gross Area	2,702 sqft
1st Floor Area	1,283 sqft
Basement Area	1,248 sqft
Finished Basement	432 sqft
Unfinished Basement	816 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Slab
Porch Area	35 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173833
Street Address	341 SPRUCE AVE
City	HUDSON
State	NC
Zip	28638-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2046 PG 2193 YR 22 ST 0.00
Legal Subdivision	WINTER HILL SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2036
Census Tract	30700

Owner

341 Spruce Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	341 SPRUCE AVE, HUDSON, NC 28638-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Apr 18, 2008 · Amount on File
Deed Document Number	202110065753
Deed Book / Page	2041 / 605
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0020462193
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 29, 2021
Property Address	341 SPRUCE AVE, HUDSON, NC 28638-2421
Document Number	0020410605
Book / Page	2041 / 605
Map Reference	MB 14 PG 190
Instrument Date	Nov 29, 2021
Instrument	10065753
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 SPRUCE AVE, HUDSON, NC 28638-2421

Mortgage

Document Number	0010065754
Date	Nov 29, 2021
Instrument	10065754

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALDWELL NC
Recording Date	Feb 1, 2022
Property Address	341 SPRUCE AVE, HUDSON, NC 28638-2421
Document Number	0020462193
Book / Page	2046 / 2193
Map Reference	MB 14 PG 190
Instrument Date	Nov 29, 2021
Instrument	10068101
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 SPRUCE AVE, HUDSON, NC 28638-2421

Tax Assessment & Valuation

The 2026 property tax bill for 341 Spruce Ave was $1,482, down 20.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (-20.71%)	$237,400 (-) Land $14,000 Building $223,400
2025	$1,869.00 (+85.05%)	$237,400 Land $14,000 Building $223,400	$237,400 Land $14,000 Building $223,400
2024	$1,010.00
2023		$127,300 (-) Land $14,000 Building $113,300	$127,300 (-) Land $14,000 Building $113,300
2022	$990.00	$127,300 Land $14,000 Building $113,300	$127,300 Land $14,000 Building $113,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Spruce Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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