341 Springhurst Dr, Berea, KY 40403 Property Records

Madison County property record for 341 Springhurst Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2018)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0086-0007-0010`

Property Details

APN / Parcel Number

Primary APN	`0086-0007-0010`
Alternative APNs	`114539` `77638` `43825`

Exterior

Lot Area	50,530 sqft (1.16 acres)

Location & Zoning

Account Number	43825
Street Address	341 SPRINGHURST DR
City	BEREA
State	KY
Zip	40403-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HURST ESTATES LOT 10
Legal Subdivision	SPRING HURST
Legal Lot Number	10
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2008
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Aug 8, 2022	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Nov 19, 2018	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jun 1, 2007 · Amount on Record
Deed Document Number	2013984867
Deed Book / Page	D00767 / 061
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01883/670
Date	Aug 28, 2019
Book Page	M01883/670
Instrument	2013997818

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 26, 2020

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01940/199
Date	May 19, 2020
Book Page	M01940/199
Instrument	2014012219

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2054/602
Date	May 19, 2021
Book Page	M2054/602
Instrument	2014037446

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2181/229
Date	Aug 8, 2022
Book Page	M2181/229
Instrument	2014105495

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 19, 2018
Property Address	341 SPRINGHURST DR, BEREA, KY 40403-8741
Document Number	D00767/061
Book / Page	D00767 / 061
Map Reference	CAB16 PG157
Instrument Date	Nov 15, 2018
Instrument	2013984867
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 REDBUD DR, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 SPRINGHURST DR, BEREA, KY 40403-8741

Mortgage

Document Number	2013984868
Date	Nov 19, 2018
Instrument	2013984868

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+16.03%) Additional exemption filed	$215,000 (+19.31%)	$215,000 (+19.31%)
2023	$1,747.00	$180,200	$180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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