341 S Independence Ave, Independence, VA 24348 Property Records

Grayson County property record for 341 S Independence Ave, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	7 bd · 2 ba · 2,142 sqft · built 1908
Lot Size	0.974 acres (42,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$457 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73A5-A-10`

Property Details

APN / Parcel Number

Primary APN	`73A5-A-10`
Alternative APN	`14634`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	3,029 sqft
1st Floor Area	3,249 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	42,427 sqft (0.974 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	500 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14634
Street Address	341 S INDEPENDENCE AVE
City	INDEPENDENCE
State	VA
Zip	24348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	.974 73A5-A-10
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	3
Census Block	3029
Census Tract	60201

Owner

341 S Independence Ave is owned by two individuals who acquired it in September 2024.

Source: Grayson County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 583, INDEPENDENCE, VA 24348-0583
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARTER BANK & TRUST
Jun 11, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance CARTER BANK & TRUST
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 3, 2024
Transfer Doc	000698/278
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	341 S INDEPENDENCE AVE, INDEPENDENCE, VA 24348
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000656/691
Date	Jun 11, 2021
Book Page	656/691
Instrument	210001285

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON VA
Recording Date	Jun 11, 2021
Property Address	341 S INDEPENDENCE AVE, INDEPENDENCE, VA 24348
Document Number	656/689
Book / Page	656 / 689
Instrument Date	Jun 7, 2021
Instrument	210001284
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 S INDEPENDENCE AVE, INDEPENDENCE, VA 24348

Mortgage

Document Number	000656/691
Date	Jun 11, 2021
Book Page	656/691
Instrument	210001285

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.38%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	341 S INDEPENDENCE AVE, INDEPENDENCE, VA 24348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000411
Date	Mar 15, 2017
Instrument	170000411

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 341 S Independence Ave was $457, up 7.5% from the year before.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$457.00 (+7.53%)	$78,800 Land $14,000 Building $64,800	$78,800 Land $14,000 Building $64,800
2024	$425.00
2023	$425.00	$78,800 Land $14,000 Building $64,800	$78,800 Land $14,000 Building $64,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 S Independence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 S Independence Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 81% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: GigaBeam Networks, Lingo Networks.

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