341 Orchard Ct, Troy, IL 62294 Property Records

Madison County property record for 341 Orchard Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1996
Lot Size	0.286 acres (12,464 sqft)
Owner	Individual Name on File
Tax Bill	$3,529 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2020 Sale & Mortgage
APN	`09-2-22-04-17-304-009`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-17-304-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,464 sqft (0.286 acres)
Lot Dimensions	195 ft deep x 63.7 ft wide
Garage Type	Attached
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	341 ORCHARD CT
City	TROY
State	IL
Zip	62294-1099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD PARK PART LOT 9 63.72 X 195.6 IRREGULAR
Legal Subdivision	ORCHARD PARK
Legal Lot Number	9
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	5
Census Block	5000
Census Tract	403531

Owner

341 Orchard Ct is owned and occupied by an individual who acquired it in May 2023.

Source: Madison County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	341 ORCHARD CT, TROY, IL 62294-1099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 27, 2020	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023
Deed Sale	May 3, 2023
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	202311469
Record Updated	Sep 20, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IL
Recording Date	May 3, 2023
Property Address	341 ORCHARD CT, TROY, IL 62294-1099
Document Number	0000011469
Map Reference	PC 59 PG 5
Instrument Date	May 3, 2023
Instrument	2023R11469
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 ORCHARD CT, TROY, IL 62294-1099

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 ORCHARD CT, TROY, IL 62294-1099

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 27, 2020
Property Address	341 ORCHARD CT, TROY, IL 62294-1099
Document Number	0000038964
Map Reference	PC 59 PG 5
Instrument Date	Oct 15, 2020
Instrument	2020R38964
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 ORCHARD CT, TROY, IL 62294-1099

Mortgage

Document Number	0000038965
Date	Oct 27, 2020
Instrument	2020R38965

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 341 Orchard Ct was $3,529 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00	$70,180 Land $13,070 Building $57,110	$210,540 Land $39,210 Building $171,330
2024	$3,529.00
2022	$3,529.00	$54,700 Land $10,190 Building $44,510	$164,265 Land $30,601 Building $133,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 341 Orchard Ct.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Orchard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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