341 Lockwood St, Covington, KY 41011 Property Records

Kenton County property record for 341 Lockwood St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,316 sqft · built 1886
Lot Size	0.065 acres (2,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Mar 2025)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-22-06-002.00`

Property Details

APN / Parcel Number

Primary APN	`054-22-06-002.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,316 sqft Finished Area
Gross Area	2,341 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,865 sqft (0.065 acres)
Lot Dimensions	77.5 ft deep x 26.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	341 LOCKWOOD ST
City	COVINGTON
State	KY
Zip	41011-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREERS ADDN BLK 47 LOT 23 & PT LOT 22 26.4'X 77.5' IRREG
Legal Subdivision	GREERS ADDN
Legal Phase	347
Legal Block	47
Legal Lot Number	17,18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1018
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 GREENUP ST, 326, COVINGTON, KY 41011-5720
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Sep 18, 2019	Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Aug 14, 2024 · Amount on Record
Deed Document Number	202531
Deed Book / Page	335 / 81
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	341 LOCKWOOD ST, COVINGTON, KY 41011-1352
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 LOCKWOOD ST, COVINGTON, KY 41011-1352

Mortgage

Document Number	0000001963
Date	Feb 2, 2026
Book Page	729/750
Instrument	26059000001963

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	341 LOCKWOOD ST, COVINGTON, KY 41011-1352
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900181
Date	Aug 18, 2021
Book Page	258/780
Instrument	21081805900181

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	341 LOCKWOOD ST, COVINGTON, KY 41011-1352
Document Number	0000000041
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 LOCKWOOD ST COVINGTON KY 410111352, COVINGTON, KY 41011-1352

Mortgage

Document Number	0000000041
Date	Jan 7, 2020
Book Page	0000M1/000584
Instrument	41

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 6, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	341 LOCKWOOD ST, COVINGTON, KY 41011-1352
Document Number	0000000054
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	BLYTHE TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 LOCKWOOD ST COVINGTON KY 410111352, COVINGTON, KY 41011-1352

Mortgage

Document Number	0000000054
Date	May 22, 2018
Book Page	0C6415/000021
Instrument	54

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 21, 2043

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,000 (+151.28%) Land $10,000 Building $480,000	$490,000 (+151.28%) Land $10,000 Building $480,000
2025	$2,583.00 (+93.92%)	$195,000 (+95%) Land $5,000 Building $190,000	$195,000 (+95%) Land $5,000 Building $190,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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