341 Herbert Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 341 Herbert Dr, Flat Rock, NC 28731

Property Summary

Property Type	Mobile Home
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2020)
Tax Bill	$235 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9588443836`

Property Details

APN / Parcel Number

Primary APN	`9588443836`
Alternative APN	`10003037`

Exterior

Architectural Style	Mobile Home
Lot Area	51,836 sqft (1.19 acres)

Location & Zoning

Account Number	10003037
Street Address	341 HERBERT DR
City	FLAT ROCK
State	NC
Zip	28731-5757
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	10003037~R
Legal Description	MINOR SUBDIV OF 7.43 ACRES LOB PL2018-11265
Legal Subdivision	MINOR SUBDIV
Legal Block	44
Legal Lot Number	3836
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1016
Census Tract	930302

Owner

Source: Henderson County records · APN 9588443836

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	120 E HOWARD ST, TRYON, NC 28782-3405
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 01, 2020 · Amount on Record
Deed Sale	May 01, 2020 · Amount on Record
Deed Document Number	2020924154
Deed Book / Page	3485 / 678
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 01, 2020
Property Address	341 HERBERT DR, FLAT ROCK, NC 28731-5757
Document Number	0034850678
Book / Page	003485 / 000678
Instrument Date	May 01, 2020
Instrument	924154
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 HERBERT DR FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number	34850681
Date	May 01, 2020
Book Page	003485/000681
Instrument	924155

Lender

Name	JAMES H & LOIS B LYDA
Address	99 HERBERT DR, FLAT ROCK, NC 28731-5759
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 30, 2023

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,900 (-) Land $41,900
2025	$235.00	$41,900 (-) Land $41,900
2024	$235.00
2023		$41,900 Land $41,900	$41,900 Land $41,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.