341 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 341 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,386 sqft · built 2012
Lot Size	0.392 acres (17,119 sqft)
Owner	Individual Name on File
Last Sale	$51,300 (Dec 2011)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34024-311-000`

Property Details

APN / Parcel Number

Primary APN	`34024-311-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,386 sqft Heated Area
Gross Area	3,480 sqft
1st Floor Area	2,386 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,119 sqft (0.392 acres)
Lot Dimensions	168 ft deep x 102 ft wide
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	684 sqft

Exterior Amenities

Porch	Porch
Porch Area	494 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	341 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUBD PHASE 1 LOT 11 BLK A ORB 3375 P 1261
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY
Legal Phase	1
Legal Block	A
Legal Lot Number	11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1025
Census Tract	2703

Owner

341 Eagle Dr is owned and occupied by an individual who bought it in December 2011.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage PEOPLES BANK
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 2, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2011 · Amount on File
Deed Sale	Dec 29, 2011 · Amount on File
Prior Sale	Aug 4, 2011 · Amount on File
Deed Document Number	2011065860
Deed Book / Page	3375 / 1261
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047741938
Date	Feb 20, 2024
Book Page	4774/1938
Instrument	2024009258

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	SNTITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039300495
Date	Aug 23, 2017
Book Page	3930/0495
Instrument	2017048004

Lender

Name	PEOPLES BANK
Type	Bank
Address	OVERLAND PARK, KS 66213

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823

Mortgage

Document Number	0043461625
Date	Jan 5, 2021
Book Page	4346/1625
Instrument	2021000398

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823

Mortgage

Document Number	0044790649
Date	Oct 28, 2021
Book Page	4479/649
Instrument	2021082665

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	341 EAGLE DR, PANAMA CITY BEACH, FL 32407-2823
Document Number	0041981988
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	341 EAGLE DR PANAMA CITY FL 324072823, PANAMA CITY, FL 32407-2823

Mortgage

Document Number	0041981988
Date	Dec 9, 2019
Book Page	004198/001988
Instrument	104232

Lender

Name	PENNYMAC
Address	HIDDEN VALLEY, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 341 Eagle Dr was $2,623 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 Homeowner's exemption	$278,517	$348,359 Land $63,759 Building $284,600
2023	$2,985.00 (+10.56%) Homeowner's exemption	$262,784 (+3%)	$330,185 (+6.92%) Land $47,057 Building $283,128
2022	$2,700.00 Homeowner's exemption	$255,130	$308,820 Land $44,001 Building $264,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Eagle Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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