Washington County property record for 341 E Ridge Dr, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,176 sqft · built 1999 |
| Lot Size | 0.045 acres (1,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (May 2018) |
| Tax Bill | $1,540 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-026771 |
| Primary APN | 17-026771 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,176 sqft Total Area |
| Utility Area | 40 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,979 sqft (0.045 acres) |
| Patio Area | 65 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 026771 |
|---|---|
| Street Address | 341 E RIDGE DR |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5730 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMED |
| Legal Description | LOT 16 0.045 ACRES 341 EAST RIDGE DR EAST RIDGE |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 16 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 602 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 30, 2021 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Nov 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO |
| May 18, 2018 | Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Nov 2, 2005 · Amount on Record |
| Deed Book / Page | 5753 / 447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0064100187 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 6410/187 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 30, 2021 |
| Property Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0068840114 |
| Book / Page | 6884 / 114 |
| Map Reference | MB 5846 |
| Instrument Date | Dec 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0006884119 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 6884/119 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0058890172 |
| Instrument Date | Nov 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 341 E RIDGE DR HAGERSTOWN MD 217405730, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0058890172 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 005889/000172 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1133 SE 3RD AVE, FORT LAUDERDALE, FL 33316-1109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 18, 2018 |
| Property Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0057530447 |
| Book / Page | 5753 / 0447 |
| Map Reference | MB5846 |
| Instrument Date | Apr 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 341 E RIDGE DR, HAGERSTOWN, MD 21740-5730 |
| Document Number | 0005753453 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 5753/453 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,540.00 (+11.03%) | $169,000 (+10.97%) | $202,400 (+32.9%) Land $30,000 Building $172,400 |
| 2025 | $1,387.00 (+15.3%) | $152,300 (+15.82%) Land $30,000 Building $122,300 | $152,300 (-) Land $30,000 Building $122,300 |
| 2023 | $1,203.00 | $131,500 | $152,300 Land $30,000 Building $122,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: AT&T, EarthLink Business, MN FWA Buyer, Verizon, Xfinity.
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