341 E Gooding St, Millstadt, IL 62260 Property Records

St. Clair County property record for 341 E Gooding St, Millstadt, IL 62260

Property Summary

Property Type	Single Family Home
Details	4 ba · 946 sqft · built 1995
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (Sep 2022)
Tax Bill	$6,974 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2019 Loan Modification
APN	`12-10-0-113-031`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-113-031`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	946 sqft Living Area
Basement Area	1,285 sqft
Unfinished Basement	1,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Mixed
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Deck Area	324 sqft
Patio Area	324 sqft
Canopy	27 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	341 E GOODING ST
City	MILLSTADT
State	IL
Zip	62260-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALTZ 3RD ADD LOT/SEC-5 BK A02758085
Legal Subdivision	BALTZ 3RD ADD
Legal Block	113
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	2
Census Block	2054
Census Tract	503203

Owner

Source: St. Clair County records, as of September 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 E GOODING ST, MILLSTADT, IL 62260-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed, Transfer · Conventional Mortgage BUSEY BANK
Feb 24, 2019	Loan Modification, Mortgage · Conventional with PMI FCB BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Nov 19, 1999 · Amount on Record
Deed Document Number	20222758085
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	00A2089742
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 1, 2022
Property Address	341 E GOODING ST, MILLSTADT, IL 62260-1209
Document Number	0A02758085
Map Reference	MB 93 PG 38
Instrument Date	Aug 31, 2022
Instrument	A02758085
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	341 E GOODING ST, MILLSTADT, IL 62260-1209

Mortgage

Document Number	0A02758086
Date	Sep 1, 2022
Instrument	A02758086

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.97%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CLAIR IL
Property Address	341 E GOODING ST, MILLSTADT, IL 62260-1209
Document Number	00A2604798
Instrument Date	Feb 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	341 E GOODING ST MILLSTADT IL 622601209, MILLSTADT, IL 62260-1209

Mortgage

Document Number	00A2604798
Date	Feb 25, 2019
Instrument	2604798

Lender

Name	FCB BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,974.00 (+30.06%)	$102,021 (+20.77%) Land $12,913 Building $89,108	$306,063 (+20.77%) Land $38,739 Building $267,324
2022		$84,476 Land $10,692 Building $73,784	$253,428 Land $32,076 Building $221,352
2019	$5,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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