341 Clay Rd, Camden, SC 29020 Property Records

Kershaw County property record for 341 Clay Rd, Camden, SC 29020

Property Summary

Property Type	Single Family Home
Details	3,538 sqft
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-04-00-005-SAS`

Property Details

APN / Parcel Number

Primary APN	`242-04-00-005-SAS`
Alternative APN	`20115`

Interior

Stories	1 Story
Building Area	3,538 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	786 sqft
Porch	Porch
Porch Area	154 sqft

Location & Zoning

Account Number	20115
Street Address	341 CLAY RD
City	CAMDEN
State	SC
Zip	29020-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 5
Legal Lot Number	5
Jurisdiction	KERSHAW SC
Township / Civil Division	CAMDEN
Census Block Group	5
Census Block	5020
Census Tract	970500

Owner

341 Clay Rd is owned and occupied by two individuals who acquired it in June 2012.

Source: Kershaw County records, as of November 7, 2025

Owner of Record	2 Individual Names on File
Mailing Address	341 CLAY RD, CAMDEN, SC 29020-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICU MTG
May 30, 2018	Quit Claim Deed, Transfer · VA Mortgage HOMEOWNERS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2012
Deed Sale	Jun 7, 2012
Prior Sale	Jul 1, 1997 · Amount on File
Deed Book / Page	2946 / 37
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	341 CLAY RD, CAMDEN, SC 29020-1621
Document Number	0000010178
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	341 CLAY RD CAMDEN SC 290201621, CAMDEN, SC 29020-1621

Mortgage

Document Number	0000010178
Date	Dec 18, 2019
Book Page	004141/000276
Instrument	10178

Lender

Name	AMERICU MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	May 30, 2018
Property Address	341 CLAY RD, CAMDEN, SC 29020-1621
Document Number	0000004112
Book / Page	003865 / 000096
Instrument Date	May 24, 2018
Instrument	4112
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	341 CLAY RD CAMDEN SC 290201621, CAMDEN, SC 29020-1621

Mortgage

Document Number	4113
Date	May 30, 2018
Book Page	003865/000099
Instrument	4113

Lender

Name	HOMEOWNERS MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 341 Clay Rd was $1,619.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,619.00	$307,300 Land $40,000 Building $267,300	$307,300
2023	$1,630.00	$307,300 Land $40,000 Building $267,300	$307,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 Clay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Clay Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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