341 Cedar Estates Rd, Franklin, NC 28734 Property Records

Macon County property record for 341 Cedar Estates Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,690 sqft · built 1978
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Dec 2020)
Tax Bill$782 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jul 2013 Foreclosure
Flood ZoneZone X (minimal risk)
APN6582793784

Property Details

APN / Parcel Number

Primary APN6582793784
Alternative APNs
  • 0104386
  • 148384

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,690 sqft Heated Area
1st Floor Area1,690 sqft
Basement Area1,690 sqft
Unfinished Basement1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area23,522 sqft (0.54 acres)
TerrainRolling
Garage TypeCarport
Garage Area345 sqft
CarportCarport
Carport Area345 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number148384
Street Address341 CEDAR ESTATES RD
CityFRANKLIN
StateNC
Zip28734-5359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 16 CEDAR RIDGE EST
Legal SubdivisionCEDAR RIDGE ESTATES
Legal Lot Number16
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1026
Census Tract970600

Owner

Source: Macon County records · APN 6582793784

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address341 CEDAR ESTATES RD, FRANKLIN, NC 28734-5359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Jul 05, 2013Commissioner's Deed, Foreclosure
MICHAEL COCHRAM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2020 · Amount on Record
Deed SaleDec 07, 2020 · Amount on Record
Prior SaleJul 05, 2013 · Amount on Record
Deed Document Number20209733
Deed Book / Page40 / 586
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateDec 07, 2020
Property Address341 CEDAR ESTATES RD, FRANKLIN, NC 28734-5359
Document NumberL40/586
Book / PageL-40 / 586
Instrument DateDec 03, 2020
Instrument2020009733
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address341 CEDAR ESTATES RD, FRANKLIN, NC 28734-5359

Mortgage

Document Number2020009734
DateDec 07, 2020
Instrument2020009734
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

July 2013: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionMACON NC
Recording DateJul 05, 2013
Property Address341 CEDAR ESTATES RD, FRANKLIN, NC 28734-5359
Document Number00S35/1383
Book / PageS-35 / 1383
Map ReferenceMB4 PG96
Instrument DateJul 05, 2013
Instrument2013004834
Transaction TypeForeclosure
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$148.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013004835
DateJul 05, 2013
Instrument2013004835
Lender
NameMICHAEL COCHRAM
TypePrivate Party
Agreement
AmountAmount Recorded
Term226 Months
DueMay 01, 2032

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$204,480 (-0.05%) Land $27,740 Building $176,740$204,480 (-0.05%) Land $27,740 Building $176,740
2025$782.00 (+1.56%)
2023$770.00$204,580 Land $27,740 Building $176,840$204,580 Land $27,740 Building $176,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35

May also be available: BalsamWest FiberNET, Frontier.

Based on FCC filings for 75 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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