341 Cardinal Rd, Cardinal, VA 23025 Property Records

Mathews County property record for 341 Cardinal Rd, Cardinal, VA 23025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 768 sqft · built 2011
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2026)
Tax Bill	$808 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-A-104`

Property Details

APN / Parcel Number

Primary APN	`24-A-104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Split Level
Roof Type	Gable
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	341 CARDINAL RD
City	CARDINAL
State	VA
Zip	23025-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.50 ACRE, PB 5-87
Legal Lot Number	104
Jurisdiction	MATHEWS VA
Township / Civil Division	WESTVILLE
Census Block Group	2
Census Block	2012
Census Tract	951401

Owner

Source: Mathews County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK
	Deed of Trust, Mortgage
May 22, 2026	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 9, 2020	Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jan 9, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	2026651
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	0000002173
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000187
Date	Feb 12, 2020
Instrument	200000187

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.9%
Type Change Date	Mar 1, 2023
Change Frequency	3 Years
Min Rate At Change	4.9%
Max Rate At Change	7.99%
Index	Prime Rate
Max Rate	10.9%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATHEWS VA
Property Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	May 22, 2026
Property Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Document Number	0000000651
Instrument Date	May 14, 2026
Instrument	2026651
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000652,
Date	May 22, 2026
Instrument	2026652

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 9, 2020
Property Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Document Number	200000027
Instrument Date	Jan 9, 2020
Instrument	200000027
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1303 GLEBE RD, MATHEWS, VA 23109-2272

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MATHEWS VA
Recording Date	Jan 9, 2020
Property Address	341 CARDINAL RD, CARDINAL, VA 23025-2058
Document Number	200000026
Instrument Date	Jan 9, 2020
Instrument	200000026
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$94.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7507 SHADY GROVE RD, MECHANICSVILLE, VA 23111-2258

Tax Assessment & Valuation

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Mathews County
Unified School District	Mathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$808.00	$130,400 (-) Land $26,300 Building $104,100
2025	$808.00 (+10.68%)	$130,400 (-) Land $26,300 Building $104,100
2023	$730.00	$130,400 Land $26,300 Building $104,100	$130,400 Land $26,300 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 184 policies
Nearby Flood Policies	184 in force
Nearby Flood Claims	11 (2003–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2019 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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