341 Brook Crest Ct, Troy, MO 63379 Property Records

Lincoln County property record for 341 Brook Crest Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,854 sqft · built 2004
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,494 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-40-19-000-000-006.044`

Property Details

APN / Parcel Number

Primary APN	`20-40-19-000-000-006.044`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,854 sqft Living Area
Basement Area	2,854 sqft
Unfinished Basement	2,854 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,472 sqft (3.11 acres)
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	341 BROOK CREST CT
City	TROY
State	MO
Zip	63379-3461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 BROOK HILL
Legal Range	01E
Legal Township	48N
Legal Section	19
Legal Subdivision	BROOK HILL
Legal Lot Number	34
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	4
Census Block	4010
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 BROOK CREST CT, TROY, MO 63379-3461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 12, 2022
Property Address	341 BROOK CREST CT, TROY, MO 63379-3461
Document Number	002474/744
Book / Page	2474 / 744
Map Reference	MB 13 PG 109
Instrument Date	Jan 11, 2022
Instrument	2022000457
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12845 LOGES LN, 12845, WRIGHT CITY, MO 63390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 BROOK CREST CT, TROY, MO 63379-3461

Mortgage

Document Number	2022000458
Date	Jan 12, 2022
Instrument	2022000458

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	341 BROOK CREST CT, TROY, MO 63379-3461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2455/184
Date	Nov 12, 2020
Book Page	2455/184
Instrument	2020013264

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	341 BROOK CREST CT, TROY, MO 63379-3461
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2451/451
Date	Aug 26, 2020
Book Page	2451/451
Instrument	2020009507

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	341 BROOK CREST CT, TROY, MO 63379-3461
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/342
Date	Jan 10, 2020
Book Page	2442/342
Instrument	2020000339

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	341 BROOK CREST CT, TROY, MO 63379-3461
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017001698
Date	Mar 1, 2017
Book Page	2408/0277
Instrument	2017001698

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,891 (-) Land $7,756 Building $82,135
2025	$5,494.00 (+7.37%)	$89,891 (+8.86%) Land $7,756 Building $82,135	$473,110 (+8.86%) Land $40,820 Building $432,290
2023	$5,117.00 (+4.96%)	$82,576 Land $6,574 Building $76,002	$434,610 Land $34,600 Building $400,010
2022	$4,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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