341 Baber Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 341 Baber Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1992
Lot Size	2.78 acres (121,097 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2019)
Tax Bill	$1,204 (2022)
Deeds & Mortgages	Aug 2020 Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1606245`

Property Details

APN / Parcel Number

Primary APN	`1606245`
Alternative APN	`25840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	121,097 sqft (2.78 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	25840
Street Address	341 BABER RD
City	RUTHERFORDTON
State	NC
Zip	28139-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:1528031119610000; RES ROAD 1149
Legal Block	1
Legal Lot Number	39F
Jurisdiction	RUTHERFORD NC
Township / Civil Division	UNION
Census Block Group	1
Census Block	1001
Census Tract	960400

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	341 BABER RD, RUTHERFORDTON, NC 28139-6923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 31, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	0002029444
Deed Book / Page	2029 / 444
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	341 BABER RD, RUTHERFORDTON, NC 28139-6923
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020353238
Date	Aug 10, 2020
Book Page	2035/3238

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	341 BABER RD, RUTHERFORDTON, NC 28139-6923
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020353256
Date	Aug 10, 2020
Book Page	2035/3256

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 31, 2019
Property Address	341 BABER RD, RUTHERFORDTON, NC 28139-6923
Document Number	0020290444
Book / Page	2029 / 0444
Instrument Date	Dec 31, 2019
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 E STATE ST, 207, BLACK MOUNTAIN, NC 28711-3524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 BABER RD, RUTHERFORDTON, NC 28139-6923

Mortgage

Document Number	0020290447
Date	Dec 31, 2019
Instrument	2029/0447

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$235,700 Land $16,100 Building $219,600	$235,700 Land $16,100 Building $219,600
2022	$1,204.00
2021	$1,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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