341 Academy Ave, Denton, MD 21629 Property Records

Caroline County property record for 341 Academy Ave, Denton, MD 21629

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,196 sqft · built 1988
Lot Size	0.048 acres (2,091 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (May 2026)
Tax Bill	$2,462 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-029093`

Property Details

APN / Parcel Number

Primary APN	`03-029093`
Alternative APNs	`3029093` `029093`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,196 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	115 ft deep x 18 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029093
Street Address	341 ACADEMY AVE
City	DENTON
State	MD
Zip	21629-1249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR
Legal Description	LOT 2091 SF LOT 21 E/S ACADEMY AVENUE DENTON NARROWS
Legal Subdivision	DENTON NARROWS
Legal Lot Number	21
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1041
Census Tract	955302

Owner

341 Academy Ave, a townhouse, is owned and occupied by two individuals who bought it in May 2026.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	341 ACADEMY AVE, DENTON, MD 21629-1249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Oct 29, 2021	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Oct 29, 2021 · Amount on File
Deed Book / Page	1788 / 358
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAROLINE MD
Recording Date	May 27, 2026
Property Address	341 ACADEMY AVE, DENTON, MD 21629-1249
Document Number	1788000358
Book / Page	1788 / 358
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181,699.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 ACADEMY AVE, DENTON, MD 21629-1249

Mortgage

Document Number	1788000366,
Date	May 27, 2026
Book Page	1788/366

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	1788000386,
Date	May 27, 2026
Book Page	1788/386

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jun 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 29, 2021
Property Address	341 ACADEMY AVE, DENTON, MD 21629-1249
Document Number	0015330179
Book / Page	1533 / 179
Map Reference	MB 1 PL 39
Instrument Date	Oct 14, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATLANTIC TITLE GROUP, THE ATLANTIC TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 ACADEMY AVE, DENTON, MD 21629-1249

Mortgage

Document Number	0001533185
Date	Oct 29, 2021
Instrument	1533/185

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 341 Academy Ave was $2,462, up 3% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,462.00 (+3.01%)	$147,267 (+4.22%)	$159,200 (+12.67%) Land $15,000 Building $144,200
2025	$2,390.00	$141,300 Land $15,000 Building $126,300	$141,300 Land $15,000 Building $126,300
2023	$1,723.00	$98,367	$141,300 Land $15,000 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 341 Academy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 341 Academy Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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