34097 Daybreak Dr, Callahan, FL 32011 Property Records

Nassau County property record for 34097 Daybreak Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,984 sqft · built 2000
Lot Size	1 acres (43,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2016)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-1N-24-1370-0004-0000`

Property Details

APN / Parcel Number

Primary APN	`01-1N-24-1370-0004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,984 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	3,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,943 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Pool Area	390 sqft
Porch	Unfinished Open Porch
Porch Area	198 sqft
Deck Area	Deck Area
Patio Area	384 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	34097 DAYBREAK DR
City	CALLAHAN
State	FL
Zip	32011-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 4 IN OR 2051/883 MORNING DOVE ESTATES PB 6/193
Legal Range	24E
Legal Township	01N
Legal Section	01
Legal Subdivision	MORNING DOVE ESTATES
Legal Lot Number	4
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1002
Census Tract	50508

Owner

Source: Nassau County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FL A CRE
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CU OF FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Prior Sale	Nov 30, 2004 · Amount on Record
Deed Document Number	201615987
Deed Book / Page	2051 / 883
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Recording Date	Jun 23, 2026
Property Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274
Document Number	0000018922
Book / Page	2876 / 1866
Instrument Date	Jun 15, 2026
Instrument	202618922
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274

Mortgage

Document Number	0000018922,
Date	Jun 23, 2026
Book Page	2876/1866
Instrument	202618922

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274

Mortgage

Document Number	0026971963
Date	Mar 6, 2024
Book Page	2697/1963
Instrument	202445006071

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FL A CRE
Address	637 N LEE ST, JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2039

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34097 DAYBREAK DR, CALLAHAN, FL 32011-3274

Mortgage

Document Number	0024561436
Date	Apr 28, 2021
Book Page	2456/1436
Instrument	202145015639

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00 (+1.34%) Homeowner's exemption	$305,901 (+2.9%)	$425,762 (+8.22%) Land $40,000 Building $385,762
2024	$4,022.00 (+1.31%) Homeowner's exemption	$297,280 (+3%)	$393,434 (+2.41%) Land $35,000 Building $358,434
2023	$3,970.00 (+10.25%) Homeowner's exemption	$288,621 (+3%)	$384,168 (+26.41%) Land $35,000 Building $349,168
2022	$3,601.00 Homeowner's exemption	$280,215	$303,909 Land $35,000 Building $268,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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