34092 Fieldstone Way, Polson, MT 59860 Property Records

Lake County property record for 34092 Fieldstone Way, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2022
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,420 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R15982`

Property Details

APN / Parcel Number

Primary APN	`R15982`
Alternative APNs	`15-3350-31-2-02-02-0000` `0000031095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,479 sqft (0.539 acres)
View / Lot	Waterfront / Beach
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	357 sqft
Deck Area	1,224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000031095
Street Address	34092 FIELDSTONE WAY
City	POLSON
State	MT
Zip	59860-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE WALL ESTATES PHASE 2, S31, T23 N, R20 W, LOT 2, ACRES 0.539
Legal Range	20W
Legal Township	23N
Legal Section	31
Legal Subdivision	STONE WALL ESTATES PHASE 2
Legal Lot Number	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3034
Census Tract	940307

Owner

34092 Fieldstone Way is owned and occupied by two individuals who acquired it in April 2023.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34092 FIELDSTONE WAY, POLSON, MT 59860-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Dec 13, 2021	Warranty Deed, Construction Loan · Construction Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023
Deed Sale	Apr 4, 2023
Prior Sale	Dec 13, 2021 · Amount on File
Deed Document Number	2023604164
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 4, 2023
Property Address	34092 FIELDSTONE WAY, POLSON, MT 59860
Document Number	0000604164
Instrument Date	Apr 3, 2023
Instrument	604164
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34092 FIELDSTONE WAY, POLSON, MT 59860

Mortgage

Document Number	0000604165
Date	Apr 4, 2023
Instrument	604165

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 13, 2021
Property Address	34092 FIELDSTONE WAY, POLSON, MT 59860
Document Number	0000594494
Instrument Date	Nov 13, 2021
Instrument	594494
Transaction Type	Construction Loan
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35144 ROCKY POINT RD, POLSON, MT 59860-8554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36508 KERR DAM RD, POLSON, MT 59860-8393

Mortgage

Document Number	0000594495
Date	Dec 13, 2021
Instrument	594495

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

The 2026 property tax bill for 34092 Fieldstone Way was $2,420, down 22.3% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,420.00 (-22.31%)	$704,864 (-)
2025	$3,115.00	$704,864	$704,864 Land $113,274 Building $591,590
2023	$754.00	$91,019	$91,019 Land $91,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34092 Fieldstone Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34092 Fieldstone Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

May also be available: AT&T, Verizon.

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