3409 W 98th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3409 W 98th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,980 sqft · built 1951
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2018)
Tax Bill	$5,815 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-027-24-31-0002`

Property Details

APN / Parcel Number

Primary APN	`17-027-24-31-0002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	3,247 sqft
1st Floor Area	1,980 sqft
Basement Area	1,267 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1978
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	234 ft deep x 143 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	110 sqft
Deck Area	398 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3409 W 98TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-2743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 17 027 24 N 183 FT OF W 16 RODS OF E 1/2 OF SW 1/4 EX ROADS 143 X 234
Legal Range	24
Legal Township	027
Legal Section	17
Legal Quarter	31
Legal Subdivision	UNPLATTED 17 027 24
Legal Block	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	5
Census Block	5003
Census Tract	25702

Owner

3409 W 98th St is owned and occupied by two individuals who bought it in January 2018.

Source: Hennepin County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3409 W 98TH ST, MINNEAPOLIS, MN 55431-2743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Deed Document Number	20185508194
Record Updated	Oct 29, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 29, 2018
Property Address	3409 W 98TH ST, BLOOMINGTON, MN 55431-2743
Document Number	0005508194
Instrument Date	Jan 26, 2018
Instrument	5508194
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,241.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 W 98TH ST BLOOMINGTON MN 554312743, BLOOMINGTON, MN 55431-2743

Mortgage

Document Number	5508195
Date	Jan 29, 2018
Instrument	5508195

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3409 W 98th St was $5,815 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,815.00	$428,100 Land $166,500 Building $261,600	$428,100 Land $166,500 Building $261,600
2023	$4,995.00 Homeowner's exemption
2022		$424,400 Land $157,400 Building $267,000	$424,400 Land $157,400 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 W 98th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 W 98th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20