El Dorado County property record for 3409 Surry Ln, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,310 sqft · built 1972 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Last Sale | $603,000 (Nov 2019) |
| Tax Bill | $2,039 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-293-004-000 |
| Primary APN | 082-293-004-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Terrain | Combination |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 3,310 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 3409 SURRY LN |
|---|---|
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-9035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 1475 CAMERON PK N 3 |
| Legal Subdivision | CAMERON PK N 3 |
| Legal Lot Number | 1475 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30808 |
3409 Surry Ln is held in a trust since June 2021.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Intrafamily Transfer, Transfer |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Nov 18, 2019 | Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2019 · Amount on File |
| Deed Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 201949218 |
| Last Transfer Date | Jun 5, 2021 |
| Transfer Doc | 0000037957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 7, 2021 |
| Property Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000037957 |
| Map Reference | MB D PG 13 |
| Instrument Date | Jun 5, 2021 |
| Instrument | 2021-0037957 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000002342 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3409 SURRY LN CAMERON PARK CA 956829035, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000002342 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2342 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 12, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000032390 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3409 SURRY LN CAMERON PARK CA 956829035, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000032390 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 32390 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Nov 18, 2019 |
| Property Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000049218 |
| Map Reference | MB D PG 13 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019-0049218 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 SURRY LN, CAMERON PARK, CA 95682-9035 |
| Document Number | 0000049219 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-0049219 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 3409 Surry Ln was $2,039.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $186,517 (+2%) Land $18,801 Building $167,716 | |
| 2025 | $2,039.00 | $182,861 Land $18,433 Building $164,428 |
| 2023 | $1,958.00 (+1.45%) | $175,762 Land $17,718 Building $158,044 |
| 2022 | $1,930.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3409 Surry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 Surry Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures