3409 Sumac Dr, Joliet, IL 60435 Property Records

Will County property record for 3409 Sumac Dr, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,190 sqft · built 2005
Lot Size	0.19 acres (8,175 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2017)
Tax Bill	$8,842 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-24-405-053`

Property Details

APN / Parcel Number

Primary APN	`06-03-24-405-053`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Roof Material	Shingle
Lot Area	8,175 sqft (0.19 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3409 SUMAC DR
City	JOLIET
State	IL
Zip	60435-9021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 296 IN CAMBRIDGE RUN UNIT TWO A, BEING A SUB OF PRT OF THE NE1/4 SE1/4 OF SEC 24, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	24
Legal Subdivision	CAMBRIDGE RUN UNIT TWO
Legal Lot Number	296
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2000
Census Tract	880428

Owner

3409 Sumac Dr is owned and occupied by an individual who bought it in August 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3409 SUMAC DR, JOLIET, IL 60435-9021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2017 · Amount on File
Deed Sale	Aug 15, 2017 · Amount on File
Prior Sale	Jul 17, 2008 · Amount on File
Deed Document Number	201763897
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3409 SUMAC DR, JOLIET, IL 60435-9021
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042544
Date	Apr 15, 2021
Instrument	R2021042544

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Feb 1, 2041

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Aug 15, 2017
Property Address	3409 SUMAC DR, JOLIET, IL 60435-9021
Document Number	0000063897
Map Reference	DOC R2004-90270
Instrument Date	Jul 31, 2017
Instrument	R2017063897
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 SUMAC DR, 3409, JOLIET, IL 60435-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3409 SUMAC DR, JOLIET, IL 60435-9021

Mortgage

Document Number	0000063898
Date	Aug 15, 2017
Instrument	R2017063898

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Sumac Dr was $8,842.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,842.00	$137,256 (+8.45%) Land $28,467 Building $108,789	$411,768 (+8.45%) Land $85,401 Building $326,367
2024		$126,562 Land $26,249 Building $100,313	$379,686 Land $78,747 Building $300,939
2022	$7,476.00 Homeowner's exemption	$101,212 Land $21,293 Building $79,919	$303,636 Land $63,879 Building $239,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3409 Sumac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Sumac Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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