Frederick County property record for 3409 Stone Barn Dr, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 5 ba · 1,952 sqft · built 2020 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,452 (Jun 2020) |
| Tax Bill | $6,232 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-598785 |
| Primary APN | 07-598785 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,952 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Built-in |
| Garage Area | 316 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 36 sqft |
| Balcony | Balcony |
| Balcony Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 598785 |
|---|---|
| Street Address | 3409 STONE BARN DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7649 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 22521 1,307 SQ FT URBANA TOWN CENTER |
| Legal Subdivision | URBANA TOWN CENTER PCLS 1J & 1 |
| Legal Lot Number | 22521 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 752206 |
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3409 STONE BARN DR, FREDERICK, MD 21704-7649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 25, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DRAPER & KRAMER MTG |
| Dec 27, 2019 | Grant Deed, Transfer KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Dec 27, 2019 · Amount on Record |
| Deed Document Number | 0013845280 |
| Deed Book / Page | 13845 / 280 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3409 STONE BARN DR, FREDERICK, MD 21704-7649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3409 STONE BARN DR, FREDERICK, MD 21704-7649 |
| Document Number | 0153760455 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 15376/455 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 25, 2020 |
| Property Address | 3409 STONE BARN DR, FREDERICK, MD 21704-7649 |
| Document Number | 0138450280 |
| Book / Page | 013845 / 000280 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 STONE BARN DR FREDERICK MD 217047649, FREDERICK, MD 21704-7649 |
| Document Number | 138450289 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 013845/000289 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 27, 2019 |
| Property Address | 3409 STONE BARN DR, FREDERICK, MD 21704-7649 |
| Document Number | 0134220354 |
| Book / Page | 013422 / 000354 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,233.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2099 GAITHER RD #600 PITTSVILLE MD 21850, 600, PITTSVILLE, MD 21850 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,232.00 Homeowner's exemption | $420,533 | $428,100 Land $140,000 Building $288,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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