3409 Seclusion Rd, Mountain Mesa (Lake Isabella), CA 93240 Property Records

Kern County property record for 3409 Seclusion Rd, Mountain Mesa, CA 93240

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,574 sqft · built 1966
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$284,000 (Jul 2018)
Tax Bill$1,801 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN486-102-03-00-4

Property Details

APN / Parcel Number

Primary APN486-102-03-00-4
Alternative APNs
  • 486-102-03-1
  • 4861020300
  • 48610203

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,574 sqft Living Area
Gross Area4,016 sqft
1st Floor Area2,156 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Construction TypeFrame
Lot Area87,120 sqft
Garage TypeAttached
Garage Area2,880 sqft
Parking Spaces10 Parking Spaces
PorchPorch
Porch Area424 sqft
Patio Area41 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number486102031
Street Address3409 SECLUSION RD
CityMOUNTAIN MESA
StateCA
Zip93240-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE(1/2) RS
Legal DescriptionSECTION 35 , TOWNSHIP 26 , RANGE 33 , QUARTER
Legal Range33
Legal Township26
Legal Section35
Legal Block2
Legal Lot Number13
JurisdictionKERN CA
Township / Civil DivisionLAKE ISABELLA
Census Block Group2
Census Block2017
Census Tract5203

Owner

3409 Seclusion Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Sep 4, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Sep 13, 2019Correction Deed, Transfer
SERVICELINK
Jul 19, 2018Grant Deed, Transfer
PLACER TITLE COMPANY
Jul 19, 2018Affidavit of Death, Transfer
PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2018 · Amount on File
Deed SaleJul 19, 2018 · Amount on File
Prior SaleDec 1, 2000 · Amount on File
Deed Document Number201890792
Prior Transfer DateMay 3, 2003
Prior Transfer Doc0000138551
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
Transaction TypeMortgage
Record UpdatedNov 7, 2022
Title CompanyTIMIOS TITLE CO A CA CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 SECLUSION RD, LAKE ISABELLA, CA 93240-9213

Mortgage

Document Number0000155816
DateAug 18, 2021
Instrument221155816
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
Document Number0000119074
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3409 SECLUSION RD LAKE ISABELLA CA 932409213, LAKE ISABELLA, CA 93240-9213

Mortgage

Document Number0000119074
DateSep 13, 2019
Instrument119074
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2049

September 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKERN CA
Recording DateSep 13, 2019
Property Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
Document Number0000119073
Instrument DateAug 22, 2019
Instrument119073
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanySERVICELINK

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3409 SECLUSION RD LAKE ISABELLA CA 932409213, LAKE ISABELLA, CA 93240-9213

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateJul 19, 2018
Property Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
Document Number0000090792
Instrument DateJun 13, 2018
Instrument90792
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
Tax$312.40
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

July 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKERN CA
Recording DateJul 19, 2018
Property Address3409 SECLUSION RD, MOUNTAIN MESA, CA 93240-9213
Document Number0000090791
Instrument DateJun 13, 2018
Instrument90791
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyPLACER TITLE COMPANY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5121 BREAKWATER WAY OXNARD CA 930351802, OXNARD, CA 93035-1802

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Seclusion Rd was $1,801 with a veteran's exemption, down 51.4% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictKernville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$322,794 (+2%) Land $68,267 Building $254,527
2025$1,801.00 (-51.42%) Veteran's exemption$316,466 Land $66,929 Building $249,537
2024$3,707.00 (+2.43%)
2023$3,619.00 (+2.7%)$304,180 Land $64,331 Building $239,849
2022$3,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3409 Seclusion Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1997–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Seclusion Rd is very high, ranking above 92% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 76% of California
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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