Buchanan County property record for 3409 Scott St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,092 sqft · built 1954 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale + 3 more |
| APN | 06-5.0-15-004-004-095.000 |
| Primary APN | 06-5.0-15-004-004-095.000 |
|---|
| Building Area | 1,092 sqft Base Area |
|---|---|
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 122 ft deep x 75 ft wide |
| Street Address | 3409 SCOTT ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:LINWOOD PLACE LOT:17 BLK:3LGL DESC:W 1/2 LOT 18 |
| Legal Subdivision | LINWOOD PLACE |
| Legal Block | 3 |
| Legal Lot Number | 17-18 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 1600 |
3409 Scott St is owned and occupied by an individual who acquired it in August 2026.
Source: Buchanan County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Aug 19, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP |
| Apr 23, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 30, 2020 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2026 |
| Deed Sale | Aug 19, 2026 |
| Prior Sale | Mar 6, 2025 · Amount on File |
| Deed Document Number | 20266901 |
| Deed Book / Page | 3821 / 641 |
| Prior Transfer Date | Jun 9, 2005 |
| Prior Transfer Doc | 02801/0419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 27, 2026 |
| Property Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 0000007178 |
| Book / Page | 3821 / 918 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20267178 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3607 DONIPHAN AVE, SAINT JOSEPH, MO 64507-1922 |
| Document Number | 0000007178, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 3821/918 |
| Instrument | 20267178 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 19, 2026 |
| Property Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 0000006901 |
| Book / Page | 3821 / 641 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20266901 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 23, 2023 |
| Property Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 0003788/14 |
| Book / Page | 3788 / 14 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023004534 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 2023004535 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023004535 |
| Name | MORTGAGE INVESTMENT SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 23, 2021 |
| Property Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 3761/423 |
| Book / Page | 3761 / 423 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021004073 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 2021004074 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2021004074 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Number | 3761/430 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 3761/430 |
| Instrument | 2021004080 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 30, 2020 |
| Property Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 003750/249 |
| Book / Page | 3750 / 249 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020005405 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Title Company | PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3409 SCOTT ST, SAINT JOSEPH, MO 64507-1957 |
| Document Number | 2020005406 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 2020005406 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Number | 3750/251 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 3750/251 |
| Instrument | 2020005407 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3409 Scott St was $826.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 | $11,430 Land $3,240 Building $8,190 | $60,190 Land $17,060 Building $43,130 |
| 2024 | $826.00 (+14.72%) | ||
| 2023 | $720.00 (-0.69%) | $10,860 (-) Land $3,240 Building $7,620 | $57,170 Land $17,060 Building $40,110 |
| 2022 | $725.00 | $10,860 Land $3,240 Building $7,620 | |
| 2021 | $57,170 Land $17,060 Building $40,110 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3409 Scott St; there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3409 Scott St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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