3409 Saybrook Ct, Winterville, NC 28590 Property Records

Pitt County property record for 3409 Saybrook Ct, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,371 sqft · built 2017
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (May 2017)
Tax Bill	$2,337 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071497`

Property Details

APN / Parcel Number

Primary APN	`071497`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Heated Area
Gross Area	1,595 sqft
1st Floor Area	1,371 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3409 SAYBROOK CT
City	WINTERVILLE
State	NC
Zip	28590-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9S
Legal Description	PINECREST AT SAWGRASS
Legal Subdivision	PINECREST SAWGRASS POINTE CLST
Legal Phase	1
Legal Lot Number	38
Jurisdiction	PITT NC
Township / Civil Division	WINTERVILLE
Census Block Group	2
Census Block	2018
Census Tract	1301

Owner

Source: Pitt County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 SAYBROOK CT, WINTERVILLE, NC 28590-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 11, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
May 31, 2017	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Book / Page	3561 / 807
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	May 8, 2026
Property Address	3409 SAYBROOK CT, WINTERVILLE, NC 28590-5501
Document Number	4773000061
Book / Page	4773 / 61
Instrument Date	May 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 SAYBROOK CT, WINTERVILLE, NC 28590-5501

Mortgage

Document Number	4773000061,
Date	May 8, 2026
Book Page	4773/61

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 28, 2036

Interest

Rate	6.46%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	3409 SAYBROOK CT, WINTERVILLE, NC 28590-5501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035440571
Date	Apr 11, 2017
Book Page	3544/0571

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PITT NC
Recording Date	May 31, 2017
Property Address	3409 SAYBROOK CT, WINTERVILLE, NC 28590-5501
Document Number	0035610807
Book / Page	003561 / 000807
Instrument Date	May 31, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3409 SAYBROOK CT WINTERVILLE NC 28590, WINTERVILLE, NC 28590

Tax Assessment & Valuation

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Municipality	Greenville City
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,337.00	$228,113 (-) Land $32,000 Building $196,113	$228,113 (-) Land $32,000 Building $196,113
2025	$2,337.00 (+18.63%)	$228,113 (+45.59%) Land $32,000 Building $196,113	$228,113 (+45.59%) Land $32,000 Building $196,113
2023	$1,970.00	$156,687 Land $28,000 Building $128,687	$156,687 Land $28,000 Building $128,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (2011–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, HarvestBeam, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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