3409 S 108th St, Omaha, NE 68144 Property Records

Douglas County property record for 3409 S 108th St, Omaha, NE 68144

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,119 sqft · built 1960
Lot Size	0.27 acres (11,760 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2026)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3159-0000-21`

Property Details

APN / Parcel Number

Primary APN	`3159-0000-21`
Alternative APNs	`R2131590000` `2131590000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,119 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	1,344 sqft
Basement Area	1,275 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	120 ft deep x 98 ft wide
View / Lot	Highway
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	744 sqft
Deck Area	196 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2131590000
Street Address	3409 S 108TH ST
City	OMAHA
State	NE
Zip	68144-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROCKBROOK HEIGHTS LOT 16 BLOCK 15 IRREG
Legal Subdivision	ROCKBROOK HEIGHTS
Legal Block	15
Legal Lot Number	16
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	3
Census Block	3019
Census Tract	6904

Owner

3409 S 108th St is owned and occupied by two individuals who bought it in September 2026.

Source: Douglas County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3409 S 108TH ST, OMAHA, NE 68144-4907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRIS FEDERAL CREDIT UNION
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 26, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Sep 3, 2024 · Amount on File
Deed Document Number	202679260
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 4, 2026
Property Address	3409 S 108TH ST, OMAHA, NE 68144-4907
Document Number	0000079260
Instrument Date	Aug 25, 2026
Instrument	202679260
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107,302.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 S 108TH ST, OMAHA, NE 68144-4907

Mortgage

Document Number	0000079261,
Date	Sep 4, 2026
Instrument	202679261

Lender

Name	CENTRIS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	3409 S 108TH ST, OMAHA, NE 68144-4907
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019096775
Date	Nov 7, 2019
Instrument	2019096775

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 26, 2018
Property Address	3409 S 108TH ST, OMAHA, NE 68144-4907
Document Number	0000014366
Instrument Date	Feb 7, 2018
Instrument	14366
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 S 108TH ST OMAHA NE 681444907, OMAHA, NE 68144-4907

Mortgage

Document Number	14367
Date	Feb 26, 2018
Instrument	14367

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3409 S 108th St was $5,193, up 16% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Westside Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00 (+16.02%)	$315,300 Land $50,900 Building $264,400	$315,300 Land $50,900 Building $264,400
2024	$4,476.00 (-19.6%)
2023	$5,567.00 (+12.51%)	$273,000 Land $50,900 Building $222,100	$273,000 Land $50,900 Building $222,100
2022	$4,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 S 108th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3409 S 108th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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