3409 River Rd, Reading, PA 19605 Property Records

Berks County property record for 3409 River Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,694 sqft · built 1958
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Jul 2023)
Tax Bill	$1,828 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`5308-05-08-3362`

Property Details

APN / Parcel Number

Primary APN	`5308-05-08-3362`
Alternative APNs	`66-5308-05-08-3362` `129900`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,694 sqft
Basement Area	360 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	83,200 sqft
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3409 RIVER RD
City	READING
State	PA
Zip	19605-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	08
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	3
Census Block	3016
Census Tract	12701

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 RIVER RD, READING, PA 19605-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	202320592
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 14, 2023
Property Address	3409 RIVER RD, READING, PA 19605-1427
Document Number	0000020592
Instrument Date	Jul 11, 2023
Instrument	2023020592
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 RIVER RD, READING, PA 19605-1427

Mortgage

Document Number	0000020593
Date	Jul 14, 2023
Instrument	2023020593

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	3409 RIVER RD, READING, PA 19605-1427
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 RIVER RD, READING, PA 19605-1427

Mortgage

Document Number	0000047799
Date	Dec 15, 2022
Instrument	2022047799

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,828.00 (+6.9%)	$121,800 (-) Land $43,600 Building $78,200	$43,600 (-64.2%) Land $43,600
2024	$1,710.00 (-68.93%)	$121,800 (-) Land $43,600 Building $78,200
2023	$5,503.00 Homeowner's exemption	$121,800 Land $43,600 Building $78,200
1994			$121,800 Land $43,600 Building $78,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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