3409 Peyton Ct, Mobile, AL 36695 Property Records

Mobile County property record for 3409 Peyton Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,167 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jan 2024)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2024 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R023303084000001091`

Property Details

APN / Parcel Number

Primary APN	`R023303084000001091`
Alternative APNs	`33 03 08 4 000 001.091` `01953862` `1953862`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	875 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1953862
Street Address	3409 PEYTON CT
City	MOBILE
State	AL
Zip	36695-3268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 HERITAGE WOODS PHASE II MBK 38/29 #SEC 08 T5S R2W #MP33 03 08 4 000
Legal Range	05S
Legal Township	05S
Legal Section	08
Legal Subdivision	HERITAGE WOODS
Legal Phase	2
Legal Lot Number	7
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2004
Census Tract	3708

Owner

Source: Mobile County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 PEYTON CT, MOBILE, AL 36695-3268
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EMBRACE HOME LOANS INC
Jan 25, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on Record
Deed Sale	Jan 25, 2024 · Amount on Record
Prior Sale	Feb 5, 2007 · Amount on Record
Deed Document Number	20243853
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3409 PEYTON CT, MOBILE, AL 36695-3268
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003855
Date	Jan 25, 2024
Instrument	2024003855

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	25 ENTERPRISE CTR, MIDDLETOWN, RI 02842

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 25, 2024
Property Address	3409 PEYTON CT, MOBILE, AL 36695-3268
Document Number	0000003853
Map Reference	MB 38 PG 29
Instrument Date	Jan 16, 2024
Instrument	2024003853
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 N SUPERIOR AVE, DECATUR, GA 30033-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 PEYTON CT, MOBILE, AL 36695-3268

Mortgage

Document Number	0000003855
Date	Jan 25, 2024
Instrument	2024003855

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

Mortgage

Document Number	0000003854
Date	Jan 25, 2024
Instrument	2024003854

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	25 ENTERPRISE CTR, MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (-38.95%) Homeowner's exemption	$24,990 (+27.11%) Land $3,500 Building $21,490	$249,900 (+27.11%) Land $35,000 Building $214,900
2024	$2,506.00 (+9.48%)	$19,660 (-45.24%) Land $3,500 Building $16,160	$196,600 (+9.53%) Land $35,000 Building $161,600
2023	$2,289.00	$35,900 Land $7,200 Building $28,700	$179,500 Land $36,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1990–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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