3409 Pathway Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3409 Pathway Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,085 sqft · built 1984
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2024)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29PRAK2 3 8001`

Property Details

APN / Parcel Number

Primary APN	`NC29PRAK2 3 8001`
Alternative APNs	`R0041689` `41689`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,085 sqft Living Area
Gross Area	1,485 sqft
1st Floor Area	1,085 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	41689
Street Address	3409 PATHWAY CIR
City	NORMAN
State	OK
Zip	73072-2985
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PRAIRIE CREEK 2 LOT 8 BLK 3
Legal Range	03W
Legal Township	09
Legal Section	23
Legal Subdivision	PRAIRIE CREEK 2
Legal Block	3
Legal Lot Number	8
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	4
Census Block	4002
Census Tract	201505

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 PATHWAY CIR, NORMAN, OK 73072-2985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2020	Warranty Deed, Transfer GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202411531
Deed Book / Page	6662 / 1090
Prior Transfer Date	Jul 12, 2011
Prior Transfer Doc	R201124450
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 8, 2024
Property Address	3409 PATHWAY CIR, NORMAN, OK 73072-2985
Document Number	R202411531
Book / Page	6662 / 1090
Instrument Date	Apr 30, 2024
Instrument	R 2024 11531
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 PATHWAY CIR, NORMAN, OK 73072-2985

Mortgage

Document Number	R202411532
Date	May 8, 2024
Instrument	R 2024 11532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Nov 12, 2020
Property Address	3409 PATHWAY CIR, NORMAN, OK 73072-2985
Document Number	0000041739
Book / Page	006146 / 001112
Instrument Date	Nov 9, 2020
Instrument	41739
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	CHICAGO TITLE OK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 PATHWAY CIR NORMAN OK 730722985, NORMAN, OK 73072-2985

Mortgage

Document Number	41740
Date	Nov 12, 2020
Book Page	006146/001113
Instrument	41740

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,830.00 (+40.8%) Homeowner's exemption	$24,572 (+46.83%) Land $5,260 Building $19,312	$204,770 (+17.41%) Land $43,837 Building $160,933
2023	$2,010.00	$16,735 Land $4,747 Building $11,988	$174,408 Land $49,471 Building $124,937

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2007–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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