3409 Par Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3409 Par Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,915 sqft · built 1981
Lot Size	1.03 acres (45,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,416 (2024)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C344802000000390`

Property Details

APN / Parcel Number

Primary APN	`C344802000000390`
Alternative APN	`C-34-34-28-020-0000-0390`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,915 sqft Living Area
1st Floor Area	2,510 sqft
2nd Floor Area	1,248 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,000 sqft (1.03 acres)
Lot Dimensions	300 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	294 sqft
Driveway	Driveway
Driveway Area	700 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	574 sqft
Patio Area	603 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802000000390
Street Address	3409 PAR RD
City	SEBRING
State	FL
Zip	33872-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GOLF HAMMOCK UNIT TWO PB 12-PG 47 LOT 39
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 2
Legal Lot Number	39
Legal Unit	2
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3409 PAR RD, SEBRING, FL 33872-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Correction Deed · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Oct 26, 2018	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Prior Sale	Jun 24, 2013
Deed Document Number	0000299897
Deed Book / Page	2661 / 1879
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	1916180
Record Updated	Jun 8, 2026

September 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 11, 2023
Property Address	3409 PAR RD, SEBRING, FL 33872-1228
Document Number	0002168677
Book / Page	2998 / 97
Map Reference	MB 12 PG 47
Instrument Date	Sep 1, 2023
Instrument	2168677
Record Updated	Sep 28, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3409 PAR RD, SEBRING, FL 33872-1228

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3409 PAR RD, SEBRING, FL 33872-1228

Mortgage

Document Number	0000299899
Date	Sep 11, 2023
Instrument	2998/99

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 26, 2018
Property Address	3409 PAR RD, SEBRING, FL 33872-1228
Document Number	0001916180
Book / Page	002661 / 001879
Instrument Date	Oct 24, 2018
Instrument	1916180
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,932.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3409 PAR RD SEBRING FL 338721228, SEBRING, FL 33872-1228

Mortgage

Document Number	1916181
Date	Oct 26, 2018
Book Page	002661/001881
Instrument	1916181

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,787 (+0.06%) Land $37,500 Building $267,287	$304,787 (+0.06%) Land $37,500 Building $267,287
2024	$4,416.00 (+6.56%)
2023	$4,144.00 (+8.48%)	$304,609 (+14.55%) Land $35,000 Building $269,609	$304,609 (+14.55%) Land $35,000 Building $269,609
2022	$3,820.00	$265,927 Land $35,000 Building $230,927	$265,927 Land $35,000 Building $230,927

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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