3409 Monarch Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3409 Monarch Dr, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,868 sqft · built 2000
Lot Size0.503 acres (21,901 sqft)
OwnerIndividual Name on File
Last Sale$1,035,000 (May 2023)
Tax Bill$10,031 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-753-90092276

Property Details

APN / Parcel Number

Primary APN01-753-90092276
Alternative APNs
  • 1-753-90092276
  • 75390092276

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,868 sqft Living Area
Gross Area5,268 sqft
1st Floor Area1,932 sqft
Basement Area1,216 sqft
Finished Basement1,216 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,901 sqft (0.503 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area440 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number75390092276
Street Address3409 MONARCH DR
CityEDGEWATER
StateMD
Zip21037-2749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 150 PAR D PH 4 SOUTH RIVER COLONY
Legal SubdivisionSOUTH RIVER COLONY
Legal Phase4
Legal Block1
Legal Lot Number150
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1004
Census Tract701400

Owner

Source: Anne Arundel County records · APN 01-753-90092276

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3409 MONARCH DR, EDGEWATER, MD 21037-2749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleJan 18, 2000 · Amount on Record
Deed Book / Page39668 / 1
Prior Transfer DateJul 31, 2013
Prior Transfer Doc2658000249
Record UpdatedSep 20, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 19, 2023
Property Address3409 MONARCH DR, EDGEWATER, MD 21037-2749
Document Number0396680001
Book / Page39668 / 1
Map ReferenceMB 192 PG5-27PL10130
Instrument DateMay 18, 2023
Transaction TypeTransfer
Record UpdatedJun 08, 2023
Title CompanyEAGLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,175.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3409 MONARCH DR, EDGEWATER, MD 21037-2749

Mortgage

Document Number0000396689
DateMay 19, 2023
Instrument39668/9
Lender
NameWATERMARK CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Mortgage

Document Number0396680030
DateMay 19, 2023
Book Page39668/30
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,031.00 (+10.23%) Homeowner's exemption$863,933 (+3.66%)$879,200 (+5.5%) Land $231,400 Building $647,800
2023$9,100.00$833,400 Land $281,400 Building $552,000$833,400 Land $281,400 Building $552,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims19 (1983–2024)
Claims Outside the SFHA6 of 19
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Based on FCC filings for 74 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBROAD CREEK
serves 26,033 people
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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