3409 Milstead Ct, Waldorf, MD 20602 Property Records

Charles County property record for 3409 Milstead Ct, Waldorf, MD 20602

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,470 sqft · built 1977
Lot Size	0.145 acres (6,317 sqft)
Owner	Individual Name on Record
Last Sale	$237,800 (Mar 2015)
Tax Bill	$7,700 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-080448`

Property Details

APN / Parcel Number

Primary APN	`06-080448`
Alternative APNs	`6080448` `080448`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	735 sqft
Utility Area	32 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,317 sqft (0.145 acres)
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	080448
Street Address	3409 MILSTEAD CT
City	WALDORF
State	MD
Zip	20602-1712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	L-21-A B-82 S-VII DUPLEX ST CHARLES SUB-BANNISTER
Legal Subdivision	ST CHARLES SUB-BANNISTER
Legal Block	82
Legal Lot Number	21A
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1005
Census Tract	850906

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 MILSTEAD CT, WALDORF, MD 20602-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK
Jan 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 21, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2015 · Amount on Record
Deed Sale	Mar 13, 2015 · Amount on Record
Prior Sale	Sep 21, 2007 · Amount on Record
Deed Book / Page	8852 / 79
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0088520079
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	3409 MILSTEAD CT, WALDORF, MD 20602-1712
Document Number	0109950129
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 MILSTEAD CT WALDORF MD 206021712, WALDORF, MD 20602-1712

Mortgage

Document Number	0109950129
Date	Feb 10, 2020
Book Page	010995/000129

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate	3.87%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3409 MILSTEAD CT, WALDORF, MD 20602-1712
Document Number	0109950139
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 MILSTEAD CT WALDORF MD 206021712, WALDORF, MD 20602-1712

Mortgage

Document Number	0109950139
Date	Feb 10, 2020
Book Page	010995/000139

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	3409 MILSTEAD CT, WALDORF, MD 20602-1712
Document Number	0098600451
Book / Page	009860 / 000451
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 MILSTEAD CT WALDORF MD 206021712, WALDORF, MD 20602-1712

Mortgage

Document Number	0098600451
Date	Jun 8, 2017
Book Page	009860/000451

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,333 (+5.6%)	$297,300 (-) Land $95,000 Building $202,300
2025	$7,700.00 (+152.21%) Homeowner's exemption	$267,367 (+15.48%)	$297,300 (+17.79%) Land $95,000 Building $202,300
2023	$3,053.00 Homeowner's exemption	$231,533	$252,400 Land $90,000 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Nearby Properties on Milstead Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures