3409 Lorena Dr, Killeen, TX 76549 Property Records

Bell County property record for 3409 Lorena Dr, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 2009
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Tax Bill	$3,959 (2023)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0808082532`

Property Details

APN / Parcel Number

Primary APN	`0808082532`
Alternative APNs	`393559` `859335`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	115 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	859335
Street Address	3409 LORENA DR
City	KILLEEN
State	TX
Zip	76549-5491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONESOME DOVE PHASE 6, BLOCK 005, LOT 0003
Legal Subdivision	LONESOME DOVE PHASE 6
Legal Block	5
Legal Lot Number	3
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2007
Census Tract	23115

Owner

3409 Lorena Dr is owned and occupied by an individual who acquired it in May 2019.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Mailing Address	3409 LORENA DR, KILLEEN, TX 76549-5491
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 6, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019
Deed Sale	May 6, 2019
Prior Sale	Jan 4, 2017
Deed Document Number	2019-00018594
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3409 LORENA DR, KILLEEN, TX 76549-5491
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057222
Date	Sep 3, 2021
Instrument	2021057222

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 6, 2019
Property Address	3409 LORENA DR, KILLEEN, TX 76549-5491
Document Number	0000018594
Map Reference	CAB D SL 167C&D
Instrument Date	May 1, 2019
Instrument	2019-00018594
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 LORENA DR, KILLEEN, TX 76549-5491
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018595
Date	May 6, 2019
Instrument	2019-00018595

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 4, 2017
Property Address	3409 LORENA DR, KILLEEN, TX 76549-5491
Document Number	0000000338
Instrument Date	Dec 30, 2016
Instrument	338
Transaction Type	Transfer
Record Updated	Jan 17, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3409 LORENA DR KILLEEN TX 765495491, KILLEEN, TX 76549-5491

Mortgage

Document Number	339,
Date	Jan 4, 2017
Instrument	339

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,959.00 (+7.87%)	$209,144 Land $25,000 Building $184,144	$209,144 Land $25,000 Building $184,144
2022	$3,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3409 Lorena Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3409 Lorena Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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