3409 Lomas Serenas Dr, Escondido, CA 92029 Property Records

San Diego County property record for 3409 Lomas Serenas Dr, Escondido, CA 92029 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage2,551 sqft Living Area
Lot Size23,522 sqft (0.54 acres)
OccupancyOwner Occupied
Last Sale$755,000 (2019)
Tax Bill$9,450.00 (2025)

Property Details

APN / Parcel Number

Primary APN272-522-09-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,551 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area23,522 sqft (0.54 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3409 LOMAS SERENAS DR
CityESCONDIDO
StateCA
Zip92029-7906
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 95 TR 009064
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract009064
Legal Block1
Legal Lot Number95
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1003
Census Tract20401

Owner

Source: San Diego County records · APN 272-522-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3409 LOMAS SERENAS DR, ESCONDIDO, CA 92029-7906
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 06, 2020Quit Claim Deed, Transfer
GUARANTEED RATE
Sep 16, 2019Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleJul 02, 1987 · Amount on Record
Deed Doc Number2019403622
Last Transfer DateJun 29, 2020
Transfer Doc0000354464
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3409 LOMAS SERENAS DR, ESCONDIDO, CA 92029-7906
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 LOMAS SERENAS DR, ESCONDIDO, CA 92029-7906

Mortgage

Document Number0000609127
DateOct 08, 2020
Instrument2020-0609127
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 19, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 06, 2020
Property Address3409 LOMAS SERENAS DR, ESCONDIDO, CA 92029-7906
Document Number0000354464
Instrument DateJun 29, 2020
Instrument354464
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyTITLE CONNECT LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3409 LOMAS SERENAS DR ESCONDIDO CA 920297906, ESCONDIDO, CA 92029-7906

Mortgage

Document Number354465
DateJul 06, 2020
Instrument354465
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 16, 2019
Property Address3409 LOMAS SERENAS DR, ESCONDIDO, CA 92029-7906
Document Number0000403622
Instrument DateSep 12, 2019
Instrument403622
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$830.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3409 LOMAS SERENAS DR ESCONDIDO CA 920297906, ESCONDIDO, CA 92029-7906

Mortgage

Document Number403623
DateSep 16, 2019
Instrument403623
Lender
NameGUARANTEED RATE
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$842,211 (+2%) Land $323,916 Building $518,295
2025$9,450.00 (+4.44%)$825,698 (+4.04%) Land $317,565 Building $508,133
2023$9,048.00 (+1.06%)$793,637 Land $305,235 Building $488,402
2022$8,953.00

Flood & Wildfire

3409 Lomas Serenas Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 27th in California
Wildfire LikelihoodModerate — about 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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