3409 Kolbe Ln, Florence, AL 35634 Property Records

Lauderdale County property record for 3409 Kolbe Ln, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,692 sqft · built 1991
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$167,500 (Sep 2020)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-09-29-0-001-045-000`

Property Details

APN / Parcel Number

Primary APN	`16-09-29-0-001-045-000`
Alternative APNs	`092408` `26817` `92408`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,692 sqft Living Area
1st Floor Area	2,453 sqft
2nd Floor Area	1,239 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	169,884 sqft (3.9 acres)
Lot Dimensions	645 ft deep x 265 ft wide
Garage Type	Mixed
Garage Area	1,155 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92408
Street Address	3409 KOLBE LN
City	FLORENCE
State	AL
Zip	35634-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	265 X 645D (615S) LOT PT OF SW/4 OF SW/4 LESS RD ROW SEC 29 T2S R10W COM AT SW COR OF SEC 29 TH N 410.7 E 1057.4 TO POB TH W
Legal Range	10W
Legal Township	02S
Legal Section	29
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3011
Census Tract	11504

Owner

3409 Kolbe Ln is owned and occupied by an individual who bought it in September 2020.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK
Sep 25, 2020	Warranty Deed, Transfer
Sep 17, 2020	Warranty Deed, Transfer
Aug 23, 2019	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Sep 17, 2020
Deed Document Number	0202051371
Deed Book / Page	2020 / 51371
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/68923
Date	Nov 1, 2021
Book Page	2021/68923

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/39780
Date	Sep 13, 2018
Book Page	2018/39780

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/39780
Date	Sep 13, 2018
Book Page	2018/39780

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/64412
Date	Nov 19, 2020
Book Page	2020/64412

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4.38%
Max Rate At Change	6.38%
Index	1-Year CMT

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 25, 2020
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Document Number	2020/51371
Book / Page	2020 / 51371
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CAMBERWELL DR, 101, KILLEN, AL 35645-8505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 KOLBE LN, FLORENCE, AL 35634-2968

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 17, 2020
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Document Number	2020/49571
Book / Page	2020 / 49571
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1380 COUNTY ROAD 61, 1380, FLORENCE, AL 35634-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 KOLBE LN, FLORENCE, AL 35634-2968

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 23, 2019
Property Address	3409 KOLBE LN, FLORENCE, AL 35634-2968
Document Number	2019/35850
Book / Page	2019 / 35850
Instrument Date	Aug 23, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 COUNTY ROAD 61, FLORENCE, AL 35634-3116

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Kolbe Ln was $2,651 with a homeowner's exemption.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 Homeowner's exemption	$55,420	$565,120 Land $86,500 Building $478,620
2023	$2,301.00 (+27.48%) Homeowner's exemption	$7,220 (-81.08%) Land $7,220	$482,460 (+26.43%) Land $72,100 Building $410,360
2022	$1,805.00 Homeowner's exemption	$38,160	$381,600 Land $52,800 Building $328,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3409 Kolbe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3409 Kolbe Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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