3409 Jacquelyn Ter, Duncan, OK 73533 Property Records

Stephens County property record for 3409 Jacquelyn Ter, Duncan, OK 73533

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,488 sqft · built 1983
Lot Size0.26 acres (11,334 sqft)
Owner2 Individual Names on Record
Tax Bill$1,162 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16137

Property Details

APN / Parcel Number

Primary APN16137
Alternative APN
  • 1086-00-001-040-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,488 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,334 sqft (0.26 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16137
Street Address3409 JACQUELYN TER
CityDUNCAN
StateOK
Zip73533-1199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 1 LOT 40 CLAMPITT OAKS #2 B2410P202-REC 7/14/2000 B3341P20-REC 5/19/2006
Legal Range07W
Legal Township01N
Legal Section20
Legal SubdivisionCLAMPITT OAKS PART TWO
Legal Block1
Legal Lot Number40
JurisdictionSTEPHENS OK
Township / Civil DivisionDUNCAN
Census Block Group3
Census Block3013
Census Tract200

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3409 JACQUELYN TER, DUNCAN, OK 73533-1199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
ARVEST BANK
Apr 18, 2017Deed of Trust, Mortgage · VA Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2000
Deed SaleJul 6, 2000
Prior SaleNov 1, 1999 · Amount on Record
Deed Book / Page2410 / 202
Last Transfer DateApr 27, 2006
Transfer Doc003341/020
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS OK
Property Address3409 JACQUELYN TER, DUNCAN, OK 73533-1199
Transaction TypeMortgage
Record UpdatedApr 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3409 JACQUELYN TER, DUNCAN, OK 73533-1199

Mortgage

Document Number006484/253
DateMar 27, 2024
Book Page6484/253
InstrumentI-2024-002544
Lender
NameARVEST BANK
TypeBank
AddressDUNCAN, OK 73533
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 19, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS OK
Property Address3409 JACQUELYN TER, DUNCAN, OK 73533-1199
Transaction TypeMortgage
Record UpdatedJul 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-954103
DateApr 18, 2017
Book Page5284/032
Instrument2017-954103
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyStephens County
MunicipalityDuncan City
Unified School DistrictDuncan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,780 (-) Land $1,184 Building $13,596$134,365 (-7.08%) Land $10,767 Building $123,598
2025$1,162.00 (+3.2%) Homeowner's exemption$14,780 (+6.09%) Land $1,184 Building $13,596$144,598 (-2.26%) Land $10,767 Building $133,831
2024$1,126.00 (+5.04%) Homeowner's exemption$13,931 (-) Land $1,184 Building $12,747$147,944 (+4.62%) Land $10,767 Building $137,177
2023$1,072.00 Homeowner's exemption$13,931 Land $1,184 Building $12,747$141,414 Land $10,767 Building $130,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2007–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNCAN PUBLIC UTILITIES AUTHORITY
serves 23,000 people · EPA ID OK1010809
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2023
Haloacetic acids
resolved · Jul 2017
Turbidity
resolved · Dec 2016
Treatment and ProcedureOrganic carbon removal
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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