3409 Forest Trl, Temple, TX 76502 Property Records

Bell County property record for 3409 Forest Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,210 sqft · built 1975
Lot Size	0.333 acres (14,500 sqft)
Owner	Individual Name on Record
Last Sale	$165,377 (Nov 2021)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0078500000`

Property Details

APN / Parcel Number

Primary APN	`0078500000`
Alternative APNs	`790710` `32838`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
1st Floor Area	1,890 sqft
Upper Floors Area	320 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,500 sqft (0.333 acres)
Lot Dimensions	145 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	45 sqft
Canopy	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3409 FOREST TRL
City	TEMPLE
State	TX
Zip	76502-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	MEADOW OAKS, LOT TRACT 42
Legal Subdivision	MEADOW OAKS
Legal Tract	42
Legal Block	2
Legal Lot Number	42
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	21302

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3409 FOREST TRL, TEMPLE, TX 76502-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit TEXELL CU
Nov 23, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	May 8, 2014 · Amount on Record
Deed Document Number	202176747
Prior Transfer Date	Nov 16, 2011
Prior Transfer Doc	0000076747
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3409 FOREST TRL, TEMPLE, TX 76502-2318
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079972
Date	Dec 6, 2021
Instrument	2021079972

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Nov 23, 2021
Property Address	3409 FOREST TRL, TEMPLE, TX 76502-2318
Document Number	0000076747
Map Reference	CAB A SL 142-C
Instrument Date	Nov 16, 2021
Instrument	2021076747
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 FOREST TRL, TEMPLE, TX 76502-2318

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,300.00 (+5.43%)	$133,080 (-44.59%)	$321,745 (+33.97%) Land $35,000 Building $286,745
2023	$1,233.00 (-35.11%) Homeowner's exemption	$240,154 Land $22,000 Building $218,154	$240,154 Land $22,000 Building $218,154
2022	$1,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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