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3409 Fernside Pl, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3409 Fernside Pl, Cincinnati, OH 45207

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 2,359 sqft · built 1918
Lot Size0.108 acres (4,704 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Dec 2025)
Tax Bill$3,306 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN058-0002-0135-00

Property Details

APN / Parcel Number

Primary APN058-0002-0135-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,359 sqft Living Area
Gross Area3,243 sqft
1st Floor Area1,060 sqft
2nd Floor Area884 sqft
AtticAttic
Attic Area415 sqft
Basement Area884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area4,704 sqft (0.108 acres)
Lot Dimensions65 ft deep x 67 ft wide
PorchOpen Frame Porch
Porch Area526 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3409 FERNSIDE PL
CityCINCINNATI
StateOH
Zip45207-1401
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRMX
Legal DescriptionFERNSIDE PL 67 X 65 PT LOT 4 JOS GREENHAMS
Legal SubdivisionGREENHAM JOSEPH ESTATES
Legal Lot Number4
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3001
Census Tract3800

Owner

3409 Fernside Pl, a residential property, is owned and occupied by two individuals who bought it in December 2025.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3409 FERNSIDE PL, CINCINNATI, OH 45207-1401
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2025 · Amount on File
Deed SaleDec 15, 2025 · Amount on File
Prior SaleMay 30, 2024 · Amount on File
Deed Document Number202597535
Deed Book / Page15562 / 609
Prior Transfer DateJun 28, 2006
Prior Transfer Doc0000110636
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 15, 2025
Property Address3409 FERNSIDE PL, CINCINNATI, OH 45207-1401
Document Number0000097535
Book / Page15569 / 609
Instrument DateDec 8, 2025
Instrument2025-0097535
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyMORTGAGE CONNECT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5935 RIDGE AVE STE 400, 400, CINCINNATI, OH 45213-1665

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3409 FERNSIDE PL, CINCINNATI, OH 45207-1401

Mortgage

Document Number0000097536
DateDec 15, 2025
Instrument2025-0097536
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3409 Fernside Pl was $3,306, down 4.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,306.00 (-4.67%)$51,898 (-) Land $6,209 Building $45,689$148,280 Land $17,740 Building $130,540
2024$3,468.00 (+4.84%)$51,898 (-) Land $6,209 Building $45,689
2023$3,308.00 (+70.25%)$51,898 (+90.2%) Land $6,209 Building $45,689$148,280 Land $17,740 Building $130,540
2022$1,943.00$27,286 Land $5,397 Building $21,889
2020$77,960 Land $15,420 Building $62,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3409 Fernside Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3409 Fernside Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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